# Pagarva vs SoonPay

The clearest difference is review sentiment: Pagarva at 100% against SoonPay's 0%. Pagarva also leads on rating (5.0 vs 4.0). SoonPay's advantage is update cadence (every 4 days vs every 2 weeks) and iOS requirement (16.0 vs 18.0). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Pagarva holds the better App Store score, 5.0 against 4.0. Both are backed by a comparable volume of ratings — 5 and 4 respectively. Written reviews point the same way: 100% of Pagarva's written reviews are positive against 0% of SoonPay's.

Pagarva ships an update every 2 weeks, SoonPay every 4 days. Both last shipped on October 24, 2026.

## The numbers

| Metric | Pagarva | SoonPay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (5 ratings)](https://appshunter.io/ios/app/pagarva/id6466799666/reviews)** | [4.0 (4 ratings)](https://appshunter.io/ios/app/soonpay-send-receive-save/id6752542882/reviews) |
| Number of ratings | **5** | 4 |
| Positive reviews | **100.0% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 weeks | **Every 4 days** |
| Monetization | Free | Free |
| Size | 137 MB | 36 MB |
| Requires iOS | 18.0 | **16.0** |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 17+ | 17+ |
| Developer | [PAGARVA INC](https://appshunter.io/developer/1707822313) | [Soon Pay LLC](https://appshunter.io/developer/1839777074) |

## What reviewers say

### Pagarva

[App page](https://appshunter.io/ios/app/pagarva/id6466799666)

This app streamlines payment acceptance for micro-businesses in America, offering instant deposits and supporting a wide range of payment methods. It provides a professional solution without the complexity of enterprise tools or the informality of personal apps.

**Highlights:** Accept payments from multiple methods, Instant deposits to bank account, Professional interface for micro-businesses, Customer or business pays transaction fees, Multilingual support, Organized income tracking

**Features:** Apple Wallet, iMessage stickers, Vision Pro support

**In-app purchases:** none


### SoonPay

[App page](https://appshunter.io/ios/app/soonpay-send-receive-save/id6752542882)

Manage your money with this secure wallet app. It facilitates instant peer-to-peer payments and seamless ACH bank transfers. Track your spending and enjoy bank-level encryption for all your transactions.

**Highlights:** Instant P2P payments, ACH bank transfers, Spending tracking, Real-time wallet balance, Detailed transaction history, Bank-level encryption

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Pagarva free?

Pagarva is free to download, with no in-app purchases.

### Is SoonPay free?

SoonPay is free to download, with no in-app purchases.

### Which has better reviews, Pagarva or SoonPay?

Pagarva is rated higher. Pagarva averages 5.0 out of 5 from 5 ratings, while SoonPay averages 4.0 from 4 ratings.

### Do Pagarva or SoonPay have ads?

Neither Pagarva nor SoonPay shows ads.

### Which is updated more often, Pagarva or SoonPay?

Pagarva ships an update every 2 weeks, and SoonPay every 4 days. Most recently, Pagarva was updated on October 24, 2026 and SoonPay on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*