# Pagarva vs Lazybook

The clearest difference is in-app purchases: Pagarva at none against Lazybook's 3. Lazybook's advantage is iOS requirement (15.1 vs 18.0). On price, review sentiment, update cadence and ads there is nothing between them.

Both are free to download. Lazybook sells 3 in-app purchases, starting at $14.99 per month. Pagarva asks for nothing beyond the download.

Pagarva ships an update every 2 weeks, Lazybook every 3 weeks. Both last shipped on October 24, 2026.

## The numbers

| Metric | Pagarva | Lazybook |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (5 ratings)](https://appshunter.io/ios/app/pagarva/id6466799666/reviews)** | — |
| Number of ratings | **5** | — |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | **Every 2 weeks** | Every 3 weeks |
| Monetization | **Free** | Free with in-app purchases |
| Size | 137 MB | 67 MB |
| Requires iOS | 18.0 | **15.1** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 17+ | 4+ |
| Developer | [PAGARVA INC](https://appshunter.io/developer/1707822313) | [Lazybooks Ltd](https://appshunter.io/developer/6777716707) |

## What reviewers say

### Pagarva

[App page](https://appshunter.io/ios/app/pagarva/id6466799666)

This app streamlines payment acceptance for micro-businesses in America, offering instant deposits and supporting a wide range of payment methods. It provides a professional solution without the complexity of enterprise tools or the informality of personal apps.

**Highlights:** Accept payments from multiple methods, Instant deposits to bank account, Professional interface for micro-businesses, Customer or business pays transaction fees, Multilingual support, Organized income tracking

**Features:** Apple Wallet, iMessage stickers, Vision Pro support

**In-app purchases:** none


### Lazybook

[App page](https://appshunter.io/ios/app/lazybook/id6777718452)

Manage your business finances with ease. Track income and expenses, create professional invoices and quotes, and organize receipts. Keep your financial records tidy for tax season.

**Highlights:** Real-time income and profit tracking, Professional invoice and quote creation, Receipt capture and organization, Expense sorting and categorization, Financial data export for accountants, Multi-currency support

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Standard | $14.99 | per month |
| Plus | $29.99 | per month |
| Enterprise | $49.99 | per month |


## Frequently asked questions

### Is Pagarva free?

Pagarva is free to download, with no in-app purchases.

### Is Lazybook free?

Lazybook is free to download, with in-app purchases available.

### Do Pagarva or Lazybook have ads?

Neither Pagarva nor Lazybook shows ads.

### Which is updated more often, Pagarva or Lazybook?

Pagarva ships an update every 2 weeks, and Lazybook every 3 weeks. Most recently, Pagarva was updated on October 24, 2026 and Lazybook on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*