# M3 Lending vs Octa

M3 Lending and Octa are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

M3 Lending ships an update fortnightly, Octa every 2 weeks. The most recent releases landed on September 12, 2026 and August 13, 2026 respectively.

## The numbers

| Metric | M3 Lending | Octa |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 2 weeks |
| Size | 32 MB | 276 MB |
| Requires iOS | **15.1** | 15.6 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [M3 Lending Assessoria Empresarial Ltda](https://appshunter.io/developer/1707914773) | [OctaSCD](https://appshunter.io/developer/1760596737) |

## What reviewers say

### M3 Lending

[App page](https://appshunter.io/ios/app/m3-lending/id6466851342)

**Features:** macOS Compatibility

**In-app purchases:** none


### Octa

[App page](https://appshunter.io/ios/app/octa-scd/id6738156479)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is M3 Lending free?

M3 Lending is free to download, with no in-app purchases.

### Is Octa free?

Octa is free to download, with no in-app purchases.

### Do M3 Lending or Octa have ads?

Neither M3 Lending nor Octa shows ads.

### Which is updated more often, M3 Lending or Octa?

M3 Lending ships an update fortnightly, and Octa every 2 weeks. Most recently, M3 Lending was updated on September 12, 2026 and Octa on August 13, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*