# Coop vs Milkii

The clearest difference is rating: Milkii at 4.8 against Coop's 2.7. Milkii also leads on update cadence (fortnightly vs every 4 months). Coop's advantage is ratings volume (34 vs 4). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Milkii holds the better App Store score, 4.8 against 2.7. That said, the two scores are not equally well evidenced: Coop has 34 ratings behind it against 4, so its average is the more settled of the two.

Coop ships an update every 4 months, Milkii fortnightly. The most recent releases landed on November 3, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | Coop | Milkii |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.7 (34 ratings)](https://appshunter.io/ios/app/coop-app/id6467006218/reviews) | **[4.8 (4 ratings)](https://appshunter.io/ios/app/milkii/id6738735600/reviews)** |
| Number of ratings | **34** | 4 |
| Positive reviews | 0.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 months | **Fortnightly** |
| Monetization | Free | Free |
| Size | 220 MB | 54 MB |
| Requires iOS | **12.0** | 13.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Cooperative Bank Of Oromia](https://appshunter.io/developer/1788193125) | [OROMIA INTERNATIONAL BANK](https://appshunter.io/developer/1651594721) |

## What reviewers say

### Coop

[App page](https://appshunter.io/ios/app/coop-app/id6467006218)

Manage your bank accounts, transfer funds, and pay bills securely from your mobile device. Access your finances anytime with real-time updates and quick login.

**Highlights:** Account management, Fund transfers, Bill payments, Quick login, Real-time updates, 24/7 support

**Features:** macOS Compatibility

**In-app purchases:** none


### Milkii

[App page](https://appshunter.io/ios/app/milkii/id6738735600)

This mobile app provides quick cash loans, asset financing, and airtime loans with transparent terms and flexible repayment options. It offers a simple interest formula for loan costs and a maximum APR of 10%. Users can also make merchant payments easily.

**Highlights:** Cash loans, Asset financing, Airtime loans, Merchant payments, Flexible repayment terms, Transparent pricing, Simple interest formula

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Coop free?

Coop is free to download, with no in-app purchases.

### Is Milkii free?

Milkii is free to download, with no in-app purchases.

### Which has better reviews, Coop or Milkii?

Milkii is rated higher. Coop averages 2.7 out of 5 from 34 ratings, while Milkii averages 4.8 from 4 ratings.

### Do Coop or Milkii have ads?

Neither Coop nor Milkii shows ads.

### Which is updated more often, Coop or Milkii?

Coop ships an update every 4 months, and Milkii fortnightly. Most recently, Coop was updated on November 3, 2026 and Milkii on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*