# Coop vs Michu

The clearest difference is rating: Michu at 5.0 against Coop's 2.7. Michu also leads on update cadence (every 2 days vs every 4 months). Coop's advantage is in-app purchases (none vs 1) and ratings volume (34 vs 1). On price, ads and device support there is nothing between them.

Both are free to download. Michu sells 1 one-off in-app purchase. Coop asks for nothing beyond the download.

Michu holds the better App Store score, 5.0 against 2.7. That said, the two scores are not equally well evidenced: Coop has 34 ratings behind it against 1, so its average is the more settled of the two.

Coop ships an update every 4 months, Michu every 2 days. The most recent releases landed on November 3, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | Coop | Michu |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.7 (34 ratings)](https://appshunter.io/ios/app/coop-app/id6467006218/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/michu-mindful-spending/id6809133397/reviews)** |
| Number of ratings | **34** | 1 |
| Positive reviews | 0.0% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 4 months | **Every 2 days** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 220 MB | 105 MB |
| Requires iOS | **12.0** | 18.6 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Cooperative Bank Of Oromia](https://appshunter.io/developer/1788193125) | [Solyx Studios, LLC](https://appshunter.io/developer/1858516086) |

## What reviewers say

### Coop

[App page](https://appshunter.io/ios/app/coop-app/id6467006218)

Manage your bank accounts, transfer funds, and pay bills securely from your mobile device. Access your finances anytime with real-time updates and quick login.

**Highlights:** Account management, Fund transfers, Bill payments, Quick login, Real-time updates, 24/7 support

**Features:** macOS Compatibility

**In-app purchases:** none


### Michu

[App page](https://appshunter.io/ios/app/michu-mindful-spending/id6809133397)

This app helps you understand your spending habits by asking a single nightly question about daily temptations. It provides insights into your patterns without connecting to financial services or tracking monetary values. The core features are free, with optional purchases for cosmetic enhancements.

**Highlights:** Nightly check-in with simple answers, Optional trigger words for temptations, Calendar for tracking progress, Pattern insights over time, Warm, non-judgmental companion, Data stays on device

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Michu Pro | $3.99 | one-time |


## Frequently asked questions

### Is Coop free?

Coop is free to download, with no in-app purchases.

### Is Michu free?

Michu is free to download, with in-app purchases available.

### Which has better reviews, Coop or Michu?

Michu is rated higher. Coop averages 2.7 out of 5 from 34 ratings, while Michu averages 5.0 from 1 ratings.

### Do Coop or Michu have ads?

Neither Coop nor Michu shows ads.

### Which is updated more often, Coop or Michu?

Coop ships an update every 4 months, and Michu every 2 days. Most recently, Coop was updated on November 3, 2026 and Michu on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*