# AllFi vs Phone Guy

The clearest difference is rating: Phone Guy at 5.0 against AllFi's 4.7. Phone Guy also leads on review sentiment (100% vs 80%). AllFi's advantage is ratings volume (24 vs 3). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Phone Guy holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: AllFi has 24 ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 80% of AllFi's written reviews are positive against 100% of Phone Guy's.

AllFi ships an update every 2 weeks, Phone Guy every 10 days. The most recent releases landed on September 18, 2026 and September 19, 2026 respectively.

## The numbers

| Metric | AllFi | Phone Guy |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (24 ratings)](https://appshunter.io/ios/app/allfi/id6467252888/reviews) | **[5.0 (3 ratings)](https://appshunter.io/ios/app/phone-guy/id6748221264/reviews)** |
| Number of ratings | **24** | 3 |
| Positive reviews | 80.0% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 weeks | **Every 10 days** |
| Monetization | Free | Free |
| Size | 168 MB | 171 MB |
| Requires iOS | 15.6 | 15.6 |
| Devices | iPhone, iPad, iPod, Apple Watch | iPhone, iPad, iPod, Apple Watch |
| Age rating | 12+ | 12+ |
| Developer | [AllFi Technologies, Inc.](https://appshunter.io/developer/1708453777) | [ADS MOBILE SERVICES S DE RL DE CV](https://appshunter.io/developer/1714314873) |

## What reviewers say

### AllFi

[App page](https://appshunter.io/ios/app/allfi/id6467252888)

This app provides a secure and cost-effective way to send money globally, catering to both banked and unbanked users. It functions as a comprehensive financial hub, offering a marketplace for goods and services with significant savings and enhanced security.

**Highlights:** Secure money transfers, Cost-effective remittances, Global reach, Financial marketplace, Cost savings on goods/services, Financial firewall for banking info

**Features:** Siri integration, Apple Wallet, Apple Watch app, Vision Pro support

**In-app purchases:** none


### Phone Guy

[App page](https://appshunter.io/ios/app/phone-guy/id6748221264)

This app integrates wireless phone service with comprehensive financial management tools. It offers a mobile wallet for sending/receiving money, online shopping, and managing payment methods, alongside telehealth services and cardless ATM access.

**Highlights:** Integrated wireless and financial services, Mobile wallet for payments, Send and request money, Online shopping marketplace, Virtual telehealth services, Cardless ATM withdrawals

**Features:** macOS Compatibility, Siri integration, Apple Wallet, Apple Watch app, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is AllFi free?

AllFi is free to download, with no in-app purchases.

### Is Phone Guy free?

Phone Guy is free to download, with no in-app purchases.

### Which has better reviews, AllFi or Phone Guy?

Phone Guy is rated higher. AllFi averages 4.7 out of 5 from 24 ratings, while Phone Guy averages 5.0 from 3 ratings.

### Do AllFi or Phone Guy have ads?

Neither AllFi nor Phone Guy shows ads.

### Which is updated more often, AllFi or Phone Guy?

AllFi ships an update every 2 weeks, and Phone Guy every 10 days. Most recently, AllFi was updated on September 18, 2026 and Phone Guy on September 19, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*