# SubsTender vs Cardeyra

The clearest difference is price: Cardeyra at Free against SubsTender's $8.99. Cardeyra also leads on update cadence (daily vs every 10 days). SubsTender's advantage is iOS requirement (16.6 vs 18.0). On rating, ratings volume, ads and in-app purchases there is nothing between them.

Cardeyra is free to download; SubsTender costs $8.99 up front. SubsTender sells 1 one-off in-app purchase and Cardeyra sells 2 in-app purchases, starting at $3.99 per year. Whichever you choose, the download price is not the number that matters.

On the App Store both sit at effectively the same score — 5.0 for SubsTender against 5.0 for Cardeyra. Both are backed by a comparable volume of ratings — 2 and 1 respectively.

SubsTender ships an update every 10 days, Cardeyra daily. The most recent releases landed on October 9, 2026 and October 20, 2026 respectively.

## The numbers

| Metric | SubsTender | Cardeyra |
| --- | --- | --- |
| Price | $8.99 | **Free** |
| Rating | [5.0 (2 ratings)](https://appshunter.io/ios/app/substender/id6467340270/reviews) | [5.0 (1 ratings)](https://appshunter.io/ios/app/cardeyra-subscription-tracker/id6816627557/reviews) |
| Number of ratings | **2** | 1 |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 10 days | **Daily** |
| Monetization | Paid | **Freemium** |
| Size | 11 MB | 27 MB |
| Requires iOS | **16.6** | 18.0 |
| Devices | iPhone | iPhone |
| Age rating | 17+ | 4+ |
| Developer | [春华 黄](https://appshunter.io/developer/994771333) | [贵麟 倪](https://appshunter.io/developer/6780701089) |

## What reviewers say

### SubsTender

[App page](https://appshunter.io/ios/app/substender/id6467340270)

Manage all your recurring service payments in one place. Track subscriptions, monitor spending, and avoid unexpected charges with intelligent analytics. Enjoy lifetime access with a single payment.

**Highlights:** Track all internet subscriptions, View subscription details at a glance, Customizable categories and sorting, Intelligent spending analytics, Monitor spending in real time, One-time payment for lifetime use

**Features:** macOS Compatibility

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Lifetime Premium | $2.99 | one-time |


### Cardeyra

[App page](https://appshunter.io/ios/app/cardeyra-subscription-tracker/id6816627557)

Manage all your subscriptions and recurring bills in one place. Track renewal dates, monitor spending, and receive timely reminders to avoid unwanted charges. Organize your financial commitments with ease.

**Highlights:** Subscription cards with filtering and reordering, Renewal and free trial ending reminders, Monthly/daily spending averages and payment records, Automatic bookkeeping and wallet management, AI-powered screenshot scanning for OCR, Home and Lock Screen widgets, iCloud sync and WebDAV backup (Pro)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Cardeyra Pro Yearly | $3.99 | per year |
| Cardeyra Pro Lifetime | $9.99 | one-time |


## Frequently asked questions

### Is SubsTender free?

SubsTender costs $8.99, and also offers in-app purchases.

### Is Cardeyra free?

Cardeyra is free to download, with in-app purchases available.

### Which has better reviews, SubsTender or Cardeyra?

SubsTender and Cardeyra are both rated 5.0 out of 5 on the App Store, from 2 and 1 ratings respectively.

### Do SubsTender or Cardeyra have ads?

Neither SubsTender nor Cardeyra shows ads.

### Which is updated more often, SubsTender or Cardeyra?

SubsTender ships an update every 10 days, and Cardeyra daily. Most recently, SubsTender was updated on October 9, 2026 and Cardeyra on October 20, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*