Comparison

MemoGo vs One pays

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MemoGo

Effortlessly manage shared expenses with friends, roommates, or partners. This app simplifies bill splitting, tracks group spending, and helps settle debts with clear payment tracking and multi-currency support. It also aids in planning travel itineraries and managing group budgets.

Highlights
  • Split bills and track payments
  • Manage group expenses and debts
  • Multi-currency support with exchange rates
  • Plan travel itineraries with friends
  • Receipt and category tracking
  • Group budget planning
Features
Read full description

Memogo: Split Bills, Track Group Expenses, and Plan Travel Itinerary Need help managing shared expenses with friends, roommates, or couples? Memogo is here to enhance the experience of splitting bills, tracking expenses, and settling up. Whether you're on a group vacation, sharing rent, or organizing a night out activity, Memogo helps you split payments wisely. Key Features: - Split Bills: Whether you’re sharing dinner, rent payments with roommates, monthly utility bills, subscription service, or shared household items, Memogo handles the math tracks each transaction, and suggests wise money transfers. Keep an eye on who’s paid and who hasn’t with our intuitive payment tracker. Manage group costs efficiently with clear category, and receipt tracker and simplify debt management, settling up, and paying bills. - Track balance: Keep an accurate record of all your shared expenses and payments with a detailed history and spending tracker for ultimate transparency. Memogo helps you track your balance, debts, and paybacks. Never miss a bill pay or overdue settle up notice again! - Multi-Currency Support: Traveling abroad? No problem! Memogo allows you to log transactions in multiple currencies, automatically adjusting for exchange rates. Your overall balance is calculated accurately, ensuring a seamless experience across borders. - Plan Itinerary: Planning your next adventure is easier than ever! Whether you're organizing a road trip, or creating a detailed itinerary, travel planner features help you seamlessly plan your holiday. Invite your friends to share the memories together. Ideal For: - Roommates: Easily split rent payments, utilities, and groceries, ensure everyone pays their share, and keep a clear record for future reference. - Friends and Colleagues: Whether you’re splitting a restaurant bill or sharing travel expenses, Memogo keeps everything organized, so there’s no confusion about who owes what. - Couples: Track household expenses, date nights, and honeydue couples finance. Memogo helps couples stay on the same page, managing both big and small expenses. - Vacation Groups: Planning a group trip? Memogo handles everything from travel spend to shared meals, ensuring all costs are fairly divided. Split checks, track spending, and ensure every person pays their fair share. - Memogo is the perfect alternative to Splitwise, Splid, Tricount, and other bill splitter apps, providing additional flexibility and more intuitive expense management. Whether you're dealing with roomies, friends, or family, Memogo helps you handle the financial side with minimal effort. Why Choose Memogo? - Split payments and track costs with ease. - Clear notifications for when you need to settle up. - Transparent tracking of debt, receipts, and shared expenses. - Ideal for vacations, holidays, roommate living, and shared household expenses. - Easily manage personal and group budgets with in-app budget planner - No more stress when using budget spreadsheets like excels - Secure and accurate tracking for all your transactions and activities Whether handling rent payments, splitting bills with friends, or tracking a vacation budget, Memogo helps you stay on top of every expense. Memogo isn’t just about splitting bills—it’s about creating a smoother, more organized way to manage shared finances. It’s your go-to tool for splitting everything from rent to groceries to vacation costs, with a clear system for tracking and settling expenses. Download Now! Take the hassle out of shared finances and enjoy easy, stress-free bill splitting. Whether splitting a dinner check, tracking shared living costs, or planning a group trip, Memogo is the app you need. Start simplifying your life today with our ultimate bill splitting and expense tracking app available! Website: https://memogo.com Term of use: https://memogo.com/en/term-of-use Privacy policy: https://memogo.com/privacy-policy

About

One pays

Read full description

With this app you can manage the expenses of shared apartments, travel groups or other projects. At the same time, you can make paying easier. One person pays the entire bill. The next day someone else pays depending on who wants to pay. You enter the receipt at your leisure and the app does the rest. The app has no limit on projects, persons or expenses. You can also work with different projects parallel. The app supports all currencies in the world. You can manage different currencies in a project. You can enter the exchange rate between pay currency and billing currency. A project has a billing currency and you can change it at any time. The app recalculates everything and creates a new billing with the new billing currency. The design is very clear. The handling is very direkt. For example: with tap on data you can mutate this data or with swiping to the left you can delete data. All persons involved in a project are simultaneously informed by email about the compensation payment as well as details of expenses and consumption. No matter how complicated the payments were, the app calculates to which person a single compensation payment needs to be made.

Screenshots

MemoGo4 screens
One pays4 screens

Verdict

The call

The clearest difference is price: MemoGo at Free against One pays's $0.99. MemoGo also leads on device support (3 vs 1). One pays's advantage is in-app purchases (none vs 3). On update cadence, ads and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

MemoGo is free to download; One pays costs $0.99 up front. MemoGo sells 3 in-app purchases, starting at $1.69 per month. One pays asks for nothing beyond the download.

UpkeepUpdate frequency

MemoGo ships an update fortnightly, One pays every 3 weeks. The most recent releases landed on October 14, 2026 and March 24, 2026 respectively.

Scorecard3 real differences · 7 level
MemoGo versus One pays: the parameters behind the verdict, then further details
ParameterMemoGoOne pays
PriceFree — better$0.99
Rating5.0 (1 ratings) — better—
Positive reviews95.8% of reviews—
Number of ratings1 — better—
Update frequencyFortnightly — betterEvery 3 weeks
AdsNoNo
In-app purchasesYesNo — better
MonetizationFree with in-app purchases—
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15.6 — better16.0
Further details — not scored
Size129 MB2 MB
Age rating4+4+
DeveloperTEKO SOFTWARE SOLUTION JOINT STOCK COMPANYHeinrich Lori

In-app purchases

3 purchases

MemoGo

Subscriptions2
  • Pro Version - Hàng tháng$1.691 Month
  • Pro Version - Hàng năm$9.991 Year
One-time1
  • Lifetime Pro - Gói Trọn đời$29.99
None

One pays

No in-app purchases

Questions

Is MemoGo free?
MemoGo is free to download, with in-app purchases available.
Is One pays free?
One pays costs $0.99, with no in-app purchases.
Do MemoGo or One pays have ads?
Neither MemoGo nor One pays shows ads.
Which is updated more often, MemoGo or One pays?
MemoGo ships an update fortnightly, and One pays every 3 weeks. Most recently, MemoGo was updated on October 14, 2026 and One pays on March 24, 2026.

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