# dCloud vs Akij SmartCap

The clearest difference is iOS requirement: dCloud at 12.0 against Akij SmartCap's 15.6. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

dCloud ships an update every 2 months, Akij SmartCap every 4 months. The most recent releases landed on October 6, 2026 and October 28, 2026 respectively.

## The numbers

| Metric | dCloud | Akij SmartCap |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (2 ratings)](https://appshunter.io/ios/app/dcloud-digital-shariah-banking/id6467605842/reviews)** | — |
| Number of ratings | **2** | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 months** | Every 4 months |
| Monetization | Free | — |
| Size | 76 MB | 49 MB |
| Requires iOS | **12.0** | 15.6 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [First Security Islami Bank Limited](https://appshunter.io/developer/1447744596) | [Akij Capital Management Limited](https://appshunter.io/developer/1896723144) |

## What reviewers say

### dCloud

[App page](https://appshunter.io/ios/app/dcloud-digital-shariah-banking/id6467605842)

Manage your finances digitally with a secure, all-in-one Shariah-compliant banking app. Handle transactions, budgeting, investments, and payments conveniently from your smartphone.

**Highlights:** Secure and encrypted transactions, 24/7 account access and transfers, Bill payment and scheduling, Mobile check deposits, Budgeting tools, Investment management, Digital wallet for contactless payments

**Features:** macOS Compatibility

**In-app purchases:** none


### Akij SmartCap

[App page](https://appshunter.io/ios/app/akij-smartcap/id6770193482)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is dCloud free?

dCloud is free to download, with no in-app purchases.

### Is Akij SmartCap free?

Akij SmartCap is free to download, with no in-app purchases.

### Do dCloud or Akij SmartCap have ads?

Neither dCloud nor Akij SmartCap shows ads.

### Which is updated more often, dCloud or Akij SmartCap?

dCloud ships an update every 2 months, and Akij SmartCap every 4 months. Most recently, dCloud was updated on October 6, 2026 and Akij SmartCap on October 28, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*