# Taly | Split your payments vs Spender Tracker

The clearest difference is device support: Taly | Split your payments at 3 against Spender Tracker's 1. Taly | Split your payments also leads on iOS requirement (16 vs 26.2). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Taly | Split your payments ships an update fortnightly, Spender Tracker monthly. Both last shipped on October 6, 2026.

## The numbers

| Metric | Taly | Split your payments | Spender Tracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.1 (17 ratings)](https://appshunter.io/ios/app/taly-split-your-payments/id6467709774/reviews)** | — |
| Number of ratings | **17** | — |
| Positive reviews | 0.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Monthly |
| Monetization | Free | — |
| Size | 40 MB | 6 MB |
| Requires iOS | **16** | 26.2 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Taly Large E-Money Service Provider](https://appshunter.io/developer/1701859779) | [Krzysztof Dabrowski](https://appshunter.io/developer/999773197) |

## What reviewers say

### Taly | Split your payments

[App page](https://appshunter.io/ios/app/taly-split-your-payments/id6467709774)

This app offers a Buy Now, Pay Later service, allowing users to split purchases into interest-free installments. It provides a secure platform for tracking payments and shopping with various brands.

**Highlights:** Split payments up to 4 installments, No interest or extra fees, Shop with top brands, Instant approvals, Purchase and payment tracking, Secure, CBK-licensed platform

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


### Spender Tracker

[App page](https://appshunter.io/ios/app/spender-tracker/id6759341849)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Taly | Split your payments free?

Taly | Split your payments is free to download, with no in-app purchases.

### Is Spender Tracker free?

Spender Tracker is free to download, with no in-app purchases.

### Do Taly | Split your payments or Spender Tracker have ads?

Neither Taly | Split your payments nor Spender Tracker shows ads.

### Which is updated more often, Taly | Split your payments or Spender Tracker?

Taly | Split your payments ships an update fortnightly, and Spender Tracker monthly. Most recently, Taly | Split your payments was updated on October 6, 2026 and Spender Tracker on October 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*