# Smart Cashbook vs Diary Up

The clearest difference is in-app purchases: Smart Cashbook at none against Diary Up's 3. Smart Cashbook also leads on ads (none vs shown) and update cadence (every 5 days vs every 10 days). On price and device support there is nothing between them.

Both are free to download. Diary Up sells 3 in-app purchases, starting at $2.99 per month. Smart Cashbook asks for nothing beyond the download.

Smart Cashbook ships an update every 5 days, Diary Up every 10 days. The most recent releases landed on November 3, 2026 and October 29, 2026 respectively.

## The numbers

| Metric | Smart Cashbook | Diary Up |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (2 ratings)](https://appshunter.io/ios/app/smart-cashbook/id6467710940/reviews)** | — |
| Number of ratings | **2** | — |
| In-app purchases | **No** | Yes |
| Ads | **No** | Yes |
| Update frequency | **Every 5 days** | Every 10 days |
| Monetization | Free | — |
| Size | 34 MB | 30 MB |
| Requires iOS | **12.0** | 17.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [JOARDER PARTNERS INC](https://appshunter.io/developer/1707294527) | [立强 张](https://appshunter.io/developer/6798491138) |

## What reviewers say

### Smart Cashbook

[App page](https://appshunter.io/ios/app/smart-cashbook/id6467710940)

Effortlessly track expenses, gain real-time financial insights, and set savings goals. Securely manage your money across all devices with automatic categorization and customizable reports.

**Highlights:** Effortless expense tracking, Automatic transaction categorization, Secure and private financial data, Real-time insights and reports, Savings goal setting, Cross-platform access

**Features:** macOS Compatibility

**In-app purchases:** none


### Diary Up

[App page](https://appshunter.io/ios/app/diary-up/id6803941820)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Remove Ads Monthly | $2.99 | per month |
| Remove Ads Yearly | $19.99 | per year |
| Remove Ads Lifetime | $49.99 | one-time |


## Frequently asked questions

### Is Smart Cashbook free?

Smart Cashbook is free to download, with no in-app purchases.

### Is Diary Up free?

Diary Up is free to download, with in-app purchases available.

### Do Smart Cashbook or Diary Up have ads?

Diary Up shows ads; Smart Cashbook does not.

### Which is updated more often, Smart Cashbook or Diary Up?

Smart Cashbook ships an update every 5 days, and Diary Up every 10 days. Most recently, Smart Cashbook was updated on November 3, 2026 and Diary Up on October 29, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*