# CHID PAY vs MTB Pay

The clearest difference is update cadence: MTB Pay at every 4 months against CHID PAY's every 12 months. On price, rating, ratings volume and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for CHID PAY against 4.9 for MTB Pay. Both are backed by a comparable volume of ratings — 4 and 10 respectively.

CHID PAY ships an update every 12 months, MTB Pay every 4 months. The most recent releases landed on October 8, 2026 and October 9, 2026 respectively.

## The numbers

| Metric | CHID PAY | MTB Pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (4 ratings)](https://appshunter.io/ios/app/chid-pay/id6467856336/reviews) | **[4.9 (10 ratings)](https://appshunter.io/ios/app/mtb-pay/id6470009961/reviews)** |
| Number of ratings | 4 | **10** |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 12 months | **Every 4 months** |
| Monetization | Free | Free |
| Size | 173 MB | 74 MB |
| Requires iOS | 15.5 | **15.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [CHID](https://appshunter.io/developer/1709269450) | [MYANMA TOURISM BANK PUBLIC COMPANY LIMITED](https://appshunter.io/developer/1610470566) |

## What reviewers say

### CHID PAY

[App page](https://appshunter.io/ios/app/chid-pay/id6467856336)

Access your bank accounts anytime, anywhere. View balances, transaction history, and perform fund transfers and mobile top-ups. More services are planned for future updates.

**Highlights:** 24/7 banking access, View account balance, Transaction history, Fund transfer, Mobile top-up, General services

**In-app purchases:** none


### MTB Pay

[App page](https://appshunter.io/ios/app/mtb-pay/id6470009961)

Access financial services directly from your smartphone, 24/7. Perform seamless money transfers, top-ups, bill payments, and merchant transactions without banking hour limitations.

**Highlights:** Seamless Money Transfers, Top Up, Bill Payment, Cash In/ Cash Out, Merchant Payments

**In-app purchases:** none


## Frequently asked questions

### Is CHID PAY free?

CHID PAY is free to download, with no in-app purchases.

### Is MTB Pay free?

MTB Pay is free to download, with no in-app purchases.

### Which has better reviews, CHID PAY or MTB Pay?

MTB Pay is rated higher. CHID PAY averages 4.8 out of 5 from 4 ratings, while MTB Pay averages 4.9 from 10 ratings.

### Do CHID PAY or MTB Pay have ads?

Neither CHID PAY nor MTB Pay shows ads.

### Which is updated more often, CHID PAY or MTB Pay?

CHID PAY ships an update every 12 months, and MTB Pay every 4 months. Most recently, CHID PAY was updated on October 8, 2026 and MTB Pay on October 9, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*