# CHID PAY vs GTB Pay

The clearest difference is rating: CHID PAY at 4.8 against GTB Pay's 4.0. GTB Pay's advantage is update cadence (every 2 months vs every 10 months). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

CHID PAY holds the better App Store score, 4.8 against 4.0. Both are backed by a comparable volume of ratings — 5 and 7 respectively.

CHID PAY ships an update every 10 months, GTB Pay every 2 months. Both last shipped on October 24, 2026.

## The numbers

| Metric | CHID PAY | GTB Pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (5 ratings)](https://appshunter.io/ios/app/chid-pay/id6467856336/reviews)** | [4.0 (7 ratings)](https://appshunter.io/ios/app/gtb-pay/id6479803787/reviews) |
| Number of ratings | 5 | **7** |
| Positive reviews | — | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 10 months | **Every 2 months** |
| Monetization | Free | Free |
| Size | 136 MB | 35 MB |
| Requires iOS | 15.5 | **15.1** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [CHID](https://appshunter.io/developer/1709269450) | [GLOBAL TREASURE BANK PUBLIC COMPANY LIMITED](https://appshunter.io/developer/1453369860) |

## What reviewers say

### CHID PAY

[App page](https://appshunter.io/ios/app/chid-pay/id6467856336)

Access your bank accounts anytime, anywhere. View balances, transaction history, and perform fund transfers and mobile top-ups. More services are planned for future updates.

**Highlights:** 24/7 banking access, View account balance, Transaction history, Fund transfer, Mobile top-up, General services

**In-app purchases:** none


### GTB Pay

[App page](https://appshunter.io/ios/app/gtb-pay/id6479803787)

Manage your finances on the go with this secure and user-friendly financial app. Easily transfer money, pay bills, and load funds using your MPU card or QR codes. Enjoy 24/7 customer support for a seamless banking experience.

**Highlights:** Wallet-to-wallet transfers, Cash in from MPU card, QR code transactions, Bill payment, Secure and reliable, User-friendly interface

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is CHID PAY free?

CHID PAY is free to download, with no in-app purchases.

### Is GTB Pay free?

GTB Pay is free to download, with no in-app purchases.

### Which has better reviews, CHID PAY or GTB Pay?

CHID PAY is rated higher. CHID PAY averages 4.8 out of 5 from 5 ratings, while GTB Pay averages 4.0 from 7 ratings.

### Do CHID PAY or GTB Pay have ads?

Neither CHID PAY nor GTB Pay shows ads.

### Which is updated more often, CHID PAY or GTB Pay?

CHID PAY ships an update every 10 months, and GTB Pay every 2 months. Most recently, CHID PAY was updated on October 24, 2026 and GTB Pay on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*