# CHID PAY vs SMEDB Mobile Pay

The clearest difference is rating: SMEDB Mobile Pay at 5.0 against CHID PAY's 4.3. SMEDB Mobile Pay also leads on update cadence (every 2 months vs every 10 months). CHID PAY's advantage is ratings volume (7 vs 2). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

SMEDB Mobile Pay holds the better App Store score, 5.0 against 4.3. Both are backed by a comparable volume of ratings — 7 and 2 respectively.

CHID PAY ships an update every 10 months, SMEDB Mobile Pay every 2 months. The most recent releases landed on November 3, 2026 and November 8, 2026 respectively.

## The numbers

| Metric | CHID PAY | SMEDB Mobile Pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.3 (7 ratings)](https://appshunter.io/ios/app/chid-pay/id6467856336/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/smedb-mobile-pay/id6502271043/reviews)** |
| Number of ratings | **7** | 2 |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 10 months | **Every 2 months** |
| Monetization | Free | Free |
| Size | 136 MB | 47 MB |
| Requires iOS | 15.5 | **15.1** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [CHID](https://appshunter.io/developer/1709269450) | [SMEDB](https://appshunter.io/developer/1744856210) |

## What reviewers say

### CHID PAY

[App page](https://appshunter.io/ios/app/chid-pay/id6467856336)

Access your bank accounts anytime, anywhere. View balances, transaction history, and perform fund transfers and mobile top-ups. More services are planned for future updates.

**Highlights:** 24/7 banking access, View account balance, Transaction history, Fund transfer, Mobile top-up, General services

**In-app purchases:** none


### SMEDB Mobile Pay

[App page](https://appshunter.io/ios/app/smedb-mobile-pay/id6502271043)

This app offers convenient mobile and internet banking services, aiming to provide swift financial support for small and medium-sized enterprises. It facilitates easy payments in both rural and urban areas.

**Highlights:** Mobile banking, Internet banking, SME financial support, Easy payments, Rural and urban accessibility

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is CHID PAY free?

CHID PAY is free to download, with no in-app purchases.

### Is SMEDB Mobile Pay free?

SMEDB Mobile Pay is free to download, with no in-app purchases.

### Which has better reviews, CHID PAY or SMEDB Mobile Pay?

SMEDB Mobile Pay is rated higher. CHID PAY averages 4.3 out of 5 from 7 ratings, while SMEDB Mobile Pay averages 5.0 from 2 ratings.

### Do CHID PAY or SMEDB Mobile Pay have ads?

Neither CHID PAY nor SMEDB Mobile Pay shows ads.

### Which is updated more often, CHID PAY or SMEDB Mobile Pay?

CHID PAY ships an update every 10 months, and SMEDB Mobile Pay every 2 months. Most recently, CHID PAY was updated on November 3, 2026 and SMEDB Mobile Pay on November 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*