# Hometech vs PennyClerk

The clearest difference is rating: PennyClerk at 5.0 against Hometech's 4.2. Hometech's advantage is ratings volume (154 vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

PennyClerk holds the better App Store score, 5.0 against 4.2. That said, the two scores are not equally well evidenced: Hometech has 154 ratings behind it against 1, so its average is the more settled of the two.

Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on October 20, 2026 and October 10, 2026 respectively.

## The numbers

| Metric | Hometech | PennyClerk |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.2 (154 ratings)](https://appshunter.io/ios/app/hometech/id646794898/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/pennyclerk/id1271431620/reviews)** |
| Number of ratings | **154** | 1 |
| Positive reviews | 53.5% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | Every 2 months |
| Monetization | Free | Free |
| Size | 164 MB | 44 MB |
| Requires iOS | **16.0** | 16.4 |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [United Business & Industry FCU](https://appshunter.io/developer/646794901) | [Eric Nishio](https://appshunter.io/developer/1271431619) |

## What reviewers say

### Hometech

[App page](https://appshunter.io/ios/app/hometech/id646794898)

Manage your finances securely and conveniently on the go. View account balances, transaction history, transfer funds, and pay bills. Access e-statements and enjoy digital banking backed by local credit union service.

**Highlights:** Real-time balance viewing, Account history access, Fund transfers, Online bill pay, e-Statements access

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 👍 Good for basic banking
- 👍 Quick response to messages
- 👍 Solid app overall
- 👍 Great people and service

**What reviewers complain about**

- 🐛 App no longer works after update
- 🐛 Slow and clunky interface
- 🐛 Outdated design
- 🐛 Frequent password resets required
- 🐛 Login issues and verification problems

**Reported bugs**

- Cannot log in after platform update
- App crashes during check deposit
- Verification codes not accepted
- App doesn't remember password
- Mobile deposit fails frequently

**Requested features**

- FaceID option for login
- Improved mobile deposit functionality
- Clearer transaction display (color coding)
- More intuitive layout/icons
- Ability to deposit checks from the app


### PennyClerk

[App page](https://appshunter.io/ios/app/pennyclerk/id1271431620)

This personal finance app helps you meticulously track your spending and earnings. It's designed for users who want detailed control over their financial inflows and outflows.

**Highlights:** Expense tracking, Income management, Detailed financial overview, Personal finance management

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Hometech free?

Hometech is free to download, with no in-app purchases.

### Is PennyClerk free?

PennyClerk is free to download, with no in-app purchases.

### Which has better reviews, Hometech or PennyClerk?

PennyClerk is rated higher. Hometech averages 4.2 out of 5 from 154 ratings, while PennyClerk averages 5.0 from 1 ratings.

### Do Hometech or PennyClerk have ads?

Neither Hometech nor PennyClerk shows ads.

### Which is updated more often, Hometech or PennyClerk?

Hometech ships an update every 2 months, and PennyClerk every 2 months. Most recently, Hometech was updated on October 20, 2026 and PennyClerk on October 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*