# Hometech vs PBS COBRA

Hometech and PBS COBRA are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Hometech ships an update every 2 months, PBS COBRA every 4 months. The most recent releases landed on October 16, 2026 and October 8, 2026 respectively.

## The numbers

| Metric | Hometech | PBS COBRA |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.2 (151 ratings)](https://appshunter.io/ios/app/hometech/id646794898/reviews)** | — |
| Number of ratings | **151** | — |
| Positive reviews | 53.5% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 months** | Every 4 months |
| Monetization | Free | — |
| Size | 164 MB | 6 MB |
| Requires iOS | **16.0** | 17.0 |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 17+ |
| Developer | [United Business & Industry FCU](https://appshunter.io/developer/646794901) | [Progressive Benefit Solutions](https://appshunter.io/developer/722500410) |

## What reviewers say

### Hometech

[App page](https://appshunter.io/ios/app/hometech/id646794898)

Manage your finances securely and conveniently on the go. View account balances, transaction history, transfer funds, and pay bills. Access e-statements and enjoy digital banking backed by local credit union service.

**Highlights:** Real-time balance viewing, Account history access, Fund transfers, Online bill pay, e-Statements access

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 👍 Good for basic banking
- 👍 Quick response to messages
- 👍 Solid app overall
- 👍 Great people and service

**What reviewers complain about**

- 🐛 App no longer works after update
- 🐛 Slow and clunky interface
- 🐛 Outdated design
- 🐛 Frequent password resets required
- 🐛 Login issues and verification problems

**Reported bugs**

- Cannot log in after platform update
- App crashes during check deposit
- Verification codes not accepted
- App doesn't remember password
- Mobile deposit fails frequently

**Requested features**

- FaceID option for login
- Improved mobile deposit functionality
- Clearer transaction display (color coding)
- More intuitive layout/icons
- Ability to deposit checks from the app


### PBS COBRA

[App page](https://appshunter.io/ios/app/pbs-cobra/id6447909629)

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Hometech free?

Hometech is free to download, with no in-app purchases.

### Is PBS COBRA free?

PBS COBRA is free to download, with no in-app purchases.

### Do Hometech or PBS COBRA have ads?

Neither Hometech nor PBS COBRA shows ads.

### Which is updated more often, Hometech or PBS COBRA?

Hometech ships an update every 2 months, and PBS COBRA every 4 months. Most recently, Hometech was updated on October 16, 2026 and PBS COBRA on October 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*