# The Checkbook vs Ledger Cloud

The clearest difference is price: Ledger Cloud at Free against The Checkbook's $4.99. Ledger Cloud also leads on update cadence (every 3 days vs fortnightly). The Checkbook's advantage is ads (none vs shown) and chart position (#142 vs unranked). On in-app purchases, device support and iOS requirement there is nothing between them.

Ledger Cloud is free to download; The Checkbook costs $4.99 up front. The Checkbook sells 2 in-app purchases, starting at $1.99 per month and Ledger Cloud sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

The Checkbook ships an update fortnightly, Ledger Cloud every 3 days. The most recent releases landed on November 3, 2026 and November 4, 2026 respectively.

## The numbers

| Metric | The Checkbook | Ledger Cloud |
| --- | --- | --- |
| Price | $4.99 | **Free** |
| Rating | **[4.8 (997 ratings)](https://appshunter.io/ios/app/the-checkbook/id6468368811/reviews)** | — |
| Number of ratings | **997** | — |
| Positive reviews | 76.1% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | **No** | Yes |
| Update frequency | Fortnightly | **Every 3 days** |
| Monetization | Free | — |
| Best chart rank | **#142** | — |
| Size | 61 MB | 20 MB |
| Requires iOS | **16.4** | 16.6 |
| Devices | iPhone | **iPhone, iPad** |
| Age rating | 4+ | 4+ |
| Developer | [Four One Four 213, LLC](https://appshunter.io/developer/1709830108) | [Hafiz Zain ul Abideen](https://appshunter.io/developer/1451297766) |

## What reviewers say

### The Checkbook

[App page](https://appshunter.io/ios/app/the-checkbook/id6468368811)

**Currently charting:** #142 Top Paid · Finance (US App Store)

Manage your finances on the go with this transaction tracker. Easily record income and expenses, schedule upcoming bills, and reconcile with your bank statements for accurate balance tracking. Offers multiple accounts, customizable themes, and secure access.

**Highlights:** Real-time transaction tracking, Upcoming bill and deposit scheduling, Bank account reconciliation, Multiple account management, Customizable color themes, Transaction search and filtering, Recurring transaction setup

**Features:** Family Sharing, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Shared Storage - Monthly | $1.99 | per month |
| Shared Storage - Annual | $19.99 | per year |

**What reviewers like**

- 💻 Easy to use
- 🔍 Helps track finances
- 📱 Convenient mobile app
- 🧮 Simple check register
- 🔒 Secure with Face ID

**What reviewers complain about**

- 🔢 Limited account name length
- 🔍 Difficult to view past transactions
- 🔢 No custom currency options
- 🐛 Data loss issues
- 🚫 No iPad-optimized layout

**Reported bugs**

- Data loss and sync issues
- Incorrect transaction display
- Recurring transactions not working as expected

**Requested features**

- 📊 Spending reports and analytics
- 🔁 More recurring transaction options
- 🖨️ Check printing capability
- 🔀 Ability to split transactions
- 🔄 Easier transaction editing/deletion


### Ledger Cloud

[App page](https://appshunter.io/ios/app/ledger-cloud/id6499039011)

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Unlimited Subscription | $4.99 | one-time |


## Frequently asked questions

### Is The Checkbook free?

The Checkbook costs $4.99, and also offers in-app purchases.

### Is Ledger Cloud free?

Ledger Cloud is free to download, with in-app purchases available.

### Do The Checkbook or Ledger Cloud have ads?

Ledger Cloud shows ads; The Checkbook does not.

### Which is updated more often, The Checkbook or Ledger Cloud?

The Checkbook ships an update fortnightly, and Ledger Cloud every 3 days. Most recently, The Checkbook was updated on November 3, 2026 and Ledger Cloud on November 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*