Comparison

Mojek Money vs Splitify

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Mojek Money

This AI-powered personal finance app helps you track expenses, manage money, and understand your finances across bank accounts, credit cards, and investments. It provides insights into spending, cash flow, and investment performance through an AI chat interface.

Highlights
  • AI-powered expense tracking
  • Connect bank accounts and credit cards
  • Track investments
  • AI chat for financial insights
  • Cash flow analysis
  • Financial planning assistance
Features
Read full description

Mojek Money tracks your money automatically, so you always know where it goes. More than 20,000 people use Mojek to stay on top of their money, with over 30,000 bank accounts tracked across the app. It picks up your UPI, bank and credit card spends and sorts them for you, around 90% of them with no input from you. No manual entry. No spreadsheets. Your income and expenses just show up, already categorised. Most money apps make you do the work. Mojek does it for you. Here is what you get: • Automatic tracking of UPI, bank accounts, and credit cards • Subscriptions found for you, by securely scanning your Gmail receipts and past transactions, so no renewal surprises • Budgets that pace you through the month, with a daily allowance and a heads up before you overspend • A live view of your cashflow, so nothing sneaks up on you • Your stocks, mutual funds and gold in one place, for a full picture of your net worth • Export your transactions by category as Excel or PDF, ready for your CA at tax time • Mojek AI, ready to answer questions about your own money in plain language No product pushes. No spam. Just your money, clearly. This is more than an expense tracker. Mojek turns your scattered transactions into a clear picture you can actually act on. Download Mojek and stop guessing where your money went.

About

Splitify

Effortlessly manage shared expenses with friends or track your personal finances, budgets, and net worth. Features include AI receipt scanning, bank syncing, and a powerful AI assistant for financial insights. Ideal for travel and global spending with multi-currency support.

Highlights
  • Group expense splitting
  • AI receipt scanner
  • Bank and credit card sync
  • Spending insights and budgets
  • Net worth tracking
  • AI-powered finance assistant
  • Multi-currency support
Read full description

Splitify – One App. All Your Finances. Managing money — together and alone — has never been this simple. From splitting rent and trip expenses with friends to tracking your personal spending, budgets, and net worth — Splitify brings everything into one powerful app. Whether you’re sharing costs or managing your entire financial life, Splitify keeps things clear, fair, and fully under control. Group Expense & Bill Splitting Smart Splits – Split bills equally, by amount, percentage, or item-wise AI Receipt Scanner – Snap a bill and auto-split items instantly Groups & Friends – Create groups and track shared expenses effortlessly Real-Time Balances – Instantly see who owes whom and how much Settle Up Seamlessly – Record payments and close balances transparently Activity Feed – Automatic logs of every expense and settlement Import from Splitwise – Move your groups and balances in one tap Personal Expense Manager (NEW) Bank & Credit Card Sync – Securely connect accounts and auto-fetch transactions Auto-Categorized Expenses – Smart categories with clean, intuitive icons Spending Insights – Know exactly where your money goes Monthly Budgets – Set limits and track progress in real time Recurring Expense Tracking – Track subscriptions and repeat bills Net Worth Tracking – See your complete financial picture in one place AI-Powered Finance Assistant (NEW) Ask questions like: “Where did I overspend this month?” “How much did I spend on food last quarter?” “Can I afford a trip next month?” Your AI assistant analyzes your financial data and delivers instant, actionable answers. Built for Travel & Global Spending Multi-Currency Support – Add expenses in any currency Auto Currency Conversion – Always see balances in your preferred currency Perfect for international trips and cross-border group expenses Whether it’s roommates, trips, daily spending, budgets, or net-worth tracking — Splitify is one app for all your finances. Terms of Use - https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Mojek Money4 screens
Splitify4 screens

Verdict

The call

The clearest difference is review sentiment: Splitify at 88% against Mojek Money's 33%. Splitify also leads on update cadence (every 4 days vs every 3 weeks) and rating (3.2 vs 3.0). Mojek Money's advantage is in-app purchases (none vs 6) and ads (none vs shown). On price and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Splitify sells 3 in-app purchases, starting at $2.99 per month. Mojek Money asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Splitify holds the better App Store score, 3.2 against 3.0. That said, the two scores are not equally well evidenced: Splitify has 5 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 33% of Mojek Money's written reviews are positive against 88% of Splitify's.

UpkeepUpdate frequency

Mojek Money ships an update every 3 weeks, Splitify every 4 days. The most recent releases landed on October 20, 2026 and October 22, 2026 respectively.

Scorecard8 real differences · 2 level
Mojek Money versus Splitify: the parameters behind the verdict, then further details
ParameterMojek MoneySplitify
PriceFreeFree
Rating3.0 (1 ratings)3.2 (5 ratings) — better
Positive reviews33.3% of reviews87.5% of reviews — better
Number of ratings15 — better
Update frequencyEvery 3 weeksEvery 4 days — better
AdsNo — betterYes
In-app purchasesNo — betterYes
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPadiPhone, iPad
Requires iOS16.0 — better18.0
Further details — not scored
Size109 MB116 MB
Age rating4+12+
DeveloperMojek Solutions Pvt. LtdFindat Private Limited

Customer experience

Mojek Money

All ratings1 ratings
Positive0.0%
Neutral100.0%
Negative0.0%
Written reviews12 reviews
Positive33.3%
Neutral8.3%
Negative58.3%

Splitify

All ratings5 ratings
Positive60.0%
Neutral0.0%
Negative40.0%
Written reviews8 reviews
Positive87.5%
Neutral0.0%
Negative12.5%

In-app purchases

None

Mojek Money

No in-app purchases

3 purchases

Splitify

Subscriptions3
  • Splitify Pro Monthly7 Days trial2 variants$2.991 Month
  • Splitify Pro Quarterly7 Days trial2 variants$7.993 Months
  • Splitify Pro Yearly7 Days trial2 variants$19.991 Year

Questions

Is Mojek Money free?
Mojek Money is free to download, with no in-app purchases.
Is Splitify free?
Splitify is free to download, with in-app purchases available.
Which has better reviews, Mojek Money or Splitify?
Splitify is rated higher. Mojek Money averages 3.0 out of 5 from 1 ratings, while Splitify averages 3.2 from 5 ratings.
Do Mojek Money or Splitify have ads?
Splitify shows ads; Mojek Money does not.
Which is updated more often, Mojek Money or Splitify?
Mojek Money ships an update every 3 weeks, and Splitify every 4 days. Most recently, Mojek Money was updated on October 20, 2026 and Splitify on October 22, 2026.

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