# AQUA Wallet vs SpendSmart

The clearest difference is update cadence: SpendSmart at every 3 weeks against AQUA Wallet's every 6 weeks. AQUA Wallet's advantage is device support (3 vs 1) and iOS requirement (15.0 vs 18.6). On price, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

AQUA Wallet ships an update every 6 weeks, SpendSmart every 3 weeks. The most recent releases landed on October 27, 2026 and October 28, 2026 respectively.

## The numbers

| Metric | AQUA Wallet | SpendSmart |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.1 (78 ratings)](https://appshunter.io/ios/app/aqua-wallet/id6468594241/reviews)** | — |
| Number of ratings | **78** | — |
| Positive reviews | 58.1% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 6 weeks | **Every 3 weeks** |
| Monetization | Free | — |
| Size | 247 MB | 2 MB |
| Requires iOS | **15.0** | 18.6 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Jan3 LLC](https://appshunter.io/developer/1710245741) | [Brahmjot Singh Tatla](https://appshunter.io/developer/1816408948) |

## What reviewers say

### AQUA Wallet

[App page](https://appshunter.io/ios/app/aqua-wallet/id6468594241)

Manage Bitcoin and Layer 2 assets with speed and flexibility. This app offers self-custody, seamless transactions on Lightning and Liquid, and native Tether USDt support. Access a marketplace of financial services and on-ramps for a global financial passport.

**Highlights:** Self-custody Bitcoin, Lightning and Liquid transactions, Native Tether USDt support, In-app financial services marketplace, Asset swapping, Layer 2 Bitcoin transactions

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly interface
- ⚡️ Good for Lightning and Liquid
- 🔒 Self-custodial
- 🚀 Fast transactions
- 💡 Integrates Tether

**What reviewers complain about**

- 🐛 Bugs and glitches
- 🐌 Slow performance
- ❌ Swap feature issues
- 🚫 Transaction limits
- 🔒 Security concerns (seed phrase visibility)

**Reported bugs**

- Swap feature not working/freezing
- Cannot send USDT to another address
- App hangs/freezes after password entry
- App freezes and won't open
- Unresponsive white screen

**Requested features**

- Add Chinese language support
- Support for PPRGB
- Hardware wallet support (Blockstream Jade)
- Ability to send via Lightning without an invoice
- "Drain wallet" option


### SpendSmart

[App page](https://appshunter.io/ios/app/spendsmart-expense-tracker/id6769875393)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is AQUA Wallet free?

AQUA Wallet is free to download, with no in-app purchases.

### Is SpendSmart free?

SpendSmart is free to download, with no in-app purchases.

### Do AQUA Wallet or SpendSmart have ads?

Neither AQUA Wallet nor SpendSmart shows ads.

### Which is updated more often, AQUA Wallet or SpendSmart?

AQUA Wallet ships an update every 6 weeks, and SpendSmart every 3 weeks. Most recently, AQUA Wallet was updated on October 27, 2026 and SpendSmart on October 28, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*