# BayFirst MTG Loans vs CashComPay User

The clearest difference is update cadence: BayFirst MTG Loans at every 4 months against CashComPay User's every 16 months. CashComPay User's advantage is device support (3 vs 1) and iOS requirement (15.6 vs 18.0). On price, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

BayFirst MTG Loans ships an update every 4 months, CashComPay User every 16 months. The most recent releases landed on October 15, 2026 and October 19, 2026 respectively.

## The numbers

| Metric | BayFirst MTG Loans | CashComPay User |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 4 months** | Every 16 months |
| Size | 102 MB | 89 MB |
| Requires iOS | 18.0 | **15.6** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Presidential Bank, FSB](https://appshunter.io/developer/862427090) | [CASHCOM PAYMENT SERVICES PROVIDER L.L.C](https://appshunter.io/developer/1800807752) |

## What reviewers say

### BayFirst MTG Loans

[App page](https://appshunter.io/ios/app/bayfirst-mtg-loans/id6468680192)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### CashComPay User

[App page](https://appshunter.io/ios/app/cashcompay-user/id6743008643)

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is BayFirst MTG Loans free?

BayFirst MTG Loans is free to download, with no in-app purchases.

### Is CashComPay User free?

CashComPay User is free to download, with no in-app purchases.

### Do BayFirst MTG Loans or CashComPay User have ads?

Neither BayFirst MTG Loans nor CashComPay User shows ads.

### Which is updated more often, BayFirst MTG Loans or CashComPay User?

BayFirst MTG Loans ships an update every 4 months, and CashComPay User every 16 months. Most recently, BayFirst MTG Loans was updated on October 15, 2026 and CashComPay User on October 19, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*