# SumSpend vs Smart Cashback

The clearest difference is in-app purchases: Smart Cashback at none against SumSpend's 2. Smart Cashback also leads on iOS requirement (15.1 vs 17.6). SumSpend's advantage is update cadence (daily vs every 4 days). On price, ads and device support there is nothing between them.

Both are free to download. SumSpend sells 2 in-app purchases, starting at $2.99 per month. Smart Cashback asks for nothing beyond the download.

SumSpend ships an update daily, Smart Cashback every 4 days. The most recent releases landed on October 6, 2026 and October 28, 2026 respectively.

## The numbers

| Metric | SumSpend | Smart Cashback |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 0.0% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | **Daily** | Every 4 days |
| Monetization | Freemium | — |
| Size | 12 MB | 65 MB |
| Requires iOS | 17.6 | **15.1** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Marek Meissner](https://appshunter.io/developer/1553878131) | [SDFA-ETF, LLC](https://appshunter.io/developer/1808594772) |

## What reviewers say

### SumSpend

[App page](https://appshunter.io/ios/app/sumspend-budget-tracking/id6468905135)

Manage your finances by tracking daily spending, categorizing purchases, and storing receipt scans. Automate subscription costs and receive reminders for upcoming payments. View financial data at a glance with customizable widgets.

**Highlights:** Daily spending overview, Categorized purchase statistics, Subscription tracking with reminders, Receipt scanning and storage, iCloud data syncing, Customizable widgets, Expense data export

**Features:** macOS Compatibility

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| All access, monthly | $2.99 | per month |
| All access, yearly | $3.99 | per year |


### Smart Cashback

[App page](https://appshunter.io/ios/app/smart-cashback/id6744629256)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is SumSpend free?

SumSpend is free to download, with in-app purchases available.

### Is Smart Cashback free?

Smart Cashback is free to download, with no in-app purchases.

### Do SumSpend or Smart Cashback have ads?

Neither SumSpend nor Smart Cashback shows ads.

### Which is updated more often, SumSpend or Smart Cashback?

SumSpend ships an update daily, and Smart Cashback every 4 days. Most recently, SumSpend was updated on October 6, 2026 and Smart Cashback on October 28, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*