# UM WALLET vs BeautifulBudget

The clearest difference is in-app purchases: UM WALLET at none against BeautifulBudget's 1. UM WALLET also leads on iOS requirement (13.0 vs 17.0). BeautifulBudget's advantage is update cadence (weekly vs every 2 weeks). On price, ads and device support there is nothing between them.

Both are free to download. BeautifulBudget sells 1 in-app purchase, starting at $4.99 per year. UM WALLET asks for nothing beyond the download.

UM WALLET ships an update every 2 weeks, BeautifulBudget weekly. The most recent releases landed on November 3, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | UM WALLET | BeautifulBudget |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (2 ratings)](https://appshunter.io/ios/app/um-wallet/id6468921385/reviews)** | — |
| Number of ratings | **2** | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 2 weeks | **Weekly** |
| Monetization | Free | — |
| Size | 49 MB | 22 MB |
| Requires iOS | **13.0** | 17.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, Apple Watch |
| Age rating | 17+ | 4+ |
| Developer | [GLOBAL KNOT (MALAYSIA) SDN. BHD.](https://appshunter.io/developer/1766891443) | [Kevin Long](https://appshunter.io/developer/1788240925) |

## What reviewers say

### UM WALLET

[App page](https://appshunter.io/ios/app/um-wallet/id6468921385)

Manage your digital assets securely with this unmanaged crypto wallet. Send, receive, and store various cryptocurrencies, tokens, and stable currencies with ease. Protect your private keys and enjoy a fast, reliable experience for your encrypted assets.

**Highlights:** Unmanaged cryptowallet, Store cryptocurrency and tokens, Send and receive digital assets, Private key management, Fast and secure transactions, Multi-cryptocurrency support

**Features:** macOS Compatibility

**In-app purchases:** none


### BeautifulBudget

[App page](https://appshunter.io/ios/app/beautifulbudget/id6776146005)

**Features:** macOS Compatibility, Apple Watch app, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Annual Premium | $4.99 | per year |


## Frequently asked questions

### Is UM WALLET free?

UM WALLET is free to download, with no in-app purchases.

### Is BeautifulBudget free?

BeautifulBudget is free to download, with in-app purchases available.

### Do UM WALLET or BeautifulBudget have ads?

Neither UM WALLET nor BeautifulBudget shows ads.

### Which is updated more often, UM WALLET or BeautifulBudget?

UM WALLET ships an update every 2 weeks, and BeautifulBudget weekly. Most recently, UM WALLET was updated on November 3, 2026 and BeautifulBudget on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*