# 手帐随心记 vs 小牛记账

The clearest difference is ads: 小牛记账 at none against 手帐随心记's shown. 小牛记账 also leads on update cadence (every 3 weeks vs every 2 months). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Both are free to download. 手帐随心记 sells 3 in-app purchases, starting at $4.99 per month and 小牛记账 sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

手帐随心记 ships an update every 2 months, 小牛记账 every 3 weeks. The most recent releases landed on October 6, 2026 and October 15, 2026 respectively.

## The numbers

| Metric | 手帐随心记 | 小牛记账 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (1 ratings)](https://appshunter.io/ios/app/id6472397218/reviews)** |
| Number of ratings | — | **1** |
| In-app purchases | Yes | Yes |
| Ads | Yes | **No** |
| Update frequency | Every 2 months | **Every 3 weeks** |
| Monetization | — | Free with in-app purchases |
| Size | 42 MB | 35 MB |
| Requires iOS | **12.0** | 13.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [明英 林](https://appshunter.io/developer/1600416822) | [Shanghai Youqianhua Information Technology Co., Ltd.](https://appshunter.io/developer/1499784439) |

## What reviewers say

### 手帐随心记

[App page](https://appshunter.io/ios/app/and/id6469037597)

**Features:** macOS Compatibility

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 月度会员解锁 | $4.99 | per month |
| 季度会员解锁 | $9.99 | per 3 months |
| 年度会员订阅 | $14.99 | per year |


### 小牛记账

[App page](https://appshunter.io/ios/app/id6472397218)

Easily track daily expenses and income with customizable accounts and categories. Gain insights into spending habits through smart data analysis and charts. Manage debts effectively to achieve financial stability.

**Highlights:** Intuitive transaction recording, Customizable accounts and categories, Smart data analysis and charts, Debt tracking and management, Financial habit building

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| VIP会员 | $1.99 | one-time |


## Frequently asked questions

### Is 手帐随心记 free?

手帐随心记 is free to download, with in-app purchases available.

### Is 小牛记账 free?

小牛记账 is free to download, with in-app purchases available.

### Do 手帐随心记 or 小牛记账 have ads?

手帐随心记 shows ads; 小牛记账 does not.

### Which is updated more often, 手帐随心记 or 小牛记账?

手帐随心记 ships an update every 2 months, and 小牛记账 every 3 weeks. Most recently, 手帐随心记 was updated on October 6, 2026 and 小牛记账 on October 15, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*