# R4 Sencillo vs Finity

The clearest difference is update cadence: R4 Sencillo at every 4 days against Finity's fortnightly. R4 Sencillo also leads on rating (5.0 vs 4.8) and iOS requirement (13.0 vs 15.4). Finity's advantage is ratings volume (193 vs 6). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

R4 Sencillo holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Finity has 193 ratings behind it against 6, so its average is the more settled of the two.

R4 Sencillo ships an update every 4 days, Finity fortnightly. The most recent releases landed on October 20, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | R4 Sencillo | Finity |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (6 ratings)](https://appshunter.io/ios/app/r4-sencillo/id6469374885/reviews)** | [4.8 (193 ratings)](https://appshunter.io/ios/app/finity/id6502372374/reviews) |
| Number of ratings | 6 | **193** |
| Positive reviews | — | 66.7% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 4 days** | Fortnightly |
| Monetization | Free | Free |
| Size | 30 MB | 81 MB |
| Requires iOS | **13.0** | 15.4 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 17+ | 4+ |
| Developer | [Banking Technologies C.A](https://appshunter.io/developer/1678168571) | [Finity Tech C.A.](https://appshunter.io/developer/1738527485) |

## What reviewers say

### R4 Sencillo

[App page](https://appshunter.io/ios/app/r4-sencillo/id6469374885)

This app facilitates payments and collections in Venezuela using QR technology for an improved user experience. It also supports bank transfers for both debit and credit transactions.

**Highlights:** QR code payments, QR code collections, Debit transfers, Credit transfers, Bank transaction support

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Finity

[App page](https://appshunter.io/ios/app/finity/id6502372374)

This app offers a Buy Now, Pay Later service, allowing users to split purchases into interest-free installments. It provides flexible payment tools and quick approval for purchases.

**Highlights:** Buy Now, Pay Later, Interest-free installments, Flexible payment tools, Quick approval, Advance payments, Customizable payment amounts, Payment history tracking

**In-app purchases:** none


## Frequently asked questions

### Is R4 Sencillo free?

R4 Sencillo is free to download, with no in-app purchases.

### Is Finity free?

Finity is free to download, with no in-app purchases.

### Which has better reviews, R4 Sencillo or Finity?

R4 Sencillo is rated higher. R4 Sencillo averages 5.0 out of 5 from 6 ratings, while Finity averages 4.8 from 193 ratings.

### Do R4 Sencillo or Finity have ads?

Neither R4 Sencillo nor Finity shows ads.

### Which is updated more often, R4 Sencillo or Finity?

R4 Sencillo ships an update every 4 days, and Finity fortnightly. Most recently, R4 Sencillo was updated on October 20, 2026 and Finity on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*