# Loyla vs FinCliq

Loyla and FinCliq are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Loyla ships an update monthly, FinCliq fortnightly. The most recent releases landed on October 25, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | Loyla | FinCliq |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[3.6 (5 ratings)](https://appshunter.io/ios/app/fincliq/id6748591937/reviews)** |
| Number of ratings | — | **5** |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Fortnightly** |
| Monetization | — | Free |
| Size | 100 MB | 72 MB |
| Requires iOS | 15.5 | **15.1** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 17+ | 17+ |
| Developer | [Receipt Branch](https://appshunter.io/developer/1712022355) | [FinCliq](https://appshunter.io/developer/1826460351) |

## What reviewers say

### Loyla

[App page](https://appshunter.io/ios/app/loyla/id6469462436)

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


### FinCliq

[App page](https://appshunter.io/ios/app/fincliq/id6748591937)

This app offers interest-free buy now, pay later plans with no hidden fees, using alternative data for instant approvals. Manage all your payment plans in one place and shop at thousands of merchants. It also features a community savings and lending program.

**Highlights:** Interest-free buy now, pay later plans, Instant approvals with alternative credit data, Manage all payment plans in one place, Shop at over 5,000 merchants, Purchase digital and gift cards, Community-powered savings and lending (Circles), Rewards for on-time payments

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Loyla free?

Loyla is free to download, with no in-app purchases.

### Is FinCliq free?

FinCliq is free to download, with no in-app purchases.

### Do Loyla or FinCliq have ads?

Neither Loyla nor FinCliq shows ads.

### Which is updated more often, Loyla or FinCliq?

Loyla ships an update monthly, and FinCliq fortnightly. Most recently, Loyla was updated on October 25, 2026 and FinCliq on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*