# IB Merchant App vs Cent Merchant

The clearest difference is update cadence: Cent Merchant at every 2 months against IB Merchant App's every 5 months. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

IB Merchant App ships an update every 5 months, Cent Merchant every 2 months. The most recent releases landed on November 3, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | IB Merchant App | Cent Merchant |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | — | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 months | **Every 2 months** |
| Monetization | — | Free |
| Size | 77 MB | 88 MB |
| Requires iOS | 16 | 16 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Indian Bank](https://appshunter.io/developer/1039746974) | [CENTRAL BANK OF INDIA](https://appshunter.io/developer/950604170) |

## What reviewers say

### IB Merchant App

[App page](https://appshunter.io/ios/app/ib-merchant-app/id6469512392)

**In-app purchases:** none


### Cent Merchant

[App page](https://appshunter.io/ios/app/cent-merchant/id6747755115)

This app allows Central Bank of India merchants to view transaction history and receive payments instantly or next day. It supports UPI payments from any app, including credit cards and CBDC.

**Highlights:** View transaction history, Receive instant payments, Next-day settlement option, Accept UPI payments from any app, Supports credit cards and CBDC on UPI

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is IB Merchant App free?

IB Merchant App is free to download, with no in-app purchases.

### Is Cent Merchant free?

Cent Merchant is free to download, with no in-app purchases.

### Do IB Merchant App or Cent Merchant have ads?

Neither IB Merchant App nor Cent Merchant shows ads.

### Which is updated more often, IB Merchant App or Cent Merchant?

IB Merchant App ships an update every 5 months, and Cent Merchant every 2 months. Most recently, IB Merchant App was updated on November 3, 2026 and Cent Merchant on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*