# Deem vs Vault

The clearest difference is review sentiment: Vault at 100% against Deem's 13%. Vault also leads on rating (5.0 vs 2.6). On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Vault holds the better App Store score, 5.0 against 2.6. Both are backed by a comparable volume of ratings — 5 and 7 respectively. Written reviews point the same way: 13% of Deem's written reviews are positive against 100% of Vault's.

Deem ships an update every 3 weeks, Vault monthly. The most recent releases landed on October 18, 2026 and October 7, 2026 respectively.

## The numbers

| Metric | Deem | Vault |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.6 (5 ratings)](https://appshunter.io/ios/app/deem/id6469543258/reviews) | **[5.0 (7 ratings)](https://appshunter.io/ios/app/vault-private-wealth/id6479521071/reviews)** |
| Number of ratings | 5 | **7** |
| Positive reviews | 13.3% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Monthly |
| Monetization | Free | Free |
| Size | 62 MB | 133 MB |
| Requires iOS | 16.6 | **16.4** |
| Devices | iPhone | iPhone |
| Age rating | 17+ | 17+ |
| Developer | [Deem](https://appshunter.io/developer/1486561079) | [Vault Wealth Limited](https://appshunter.io/developer/1736113610) |

## What reviewers say

### Deem

[App page](https://appshunter.io/ios/app/deem/id6469543258)

Manage your credit card and personal loans with this intuitive app. Apply for new credit cards, track benefits and rewards, and access customer support. Enjoy a secure and convenient digital financial experience.

**Highlights:** Manage credit card and personal loans, Apply for new credit cards, Access benefits and rewards, Receive customer support, Secure financial data management

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👨‍💼 Helpful individual staff members (Akbar Ali, Syed Akbar Naqvi, Wasay, Soul Thomas)
- ✅ Some app improvements in newer versions
- 💳 User-friendly interface for checking card details
- 📊 Real-time card usage tracking
- 🎯 Improved navigation in recent updates

**What reviewers complain about**

- 📞 Extremely poor customer service responsiveness
- 🐛 App crashes and freezes frequently
- ❌ Unresponsive to cancellation requests
- 💰 Unauthorized charges and hidden fees
- 🔐 Login and authentication issues

**Reported bugs**

- App not opening or loading after updates
- Login stuck or session expiration errors
- Password change functionality broken
- Credit card not displaying in app after activation
- Card unlock option showing blank white screen

**Requested features**

- Real-time balance updates after payments
- Current month outstanding amount visibility
- Statement download functionality
- Apple Wallet integration
- Dark mode option


### Vault

[App page](https://appshunter.io/ios/app/vault-private-wealth/id6479521071)

This app provides high-net-worth individuals with access to personalized wealth management guidance and investment opportunities. It offers a dedicated financial advisor, diversified portfolios, and exclusive access to private market investments.

**Highlights:** Personalized financial advisor, Diversified investment portfolios, Private market opportunities, Shariah compliant portfolios, 3.72% APY on idle cash, Secure custodian (Interactive Brokers)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Deem free?

Deem is free to download, with no in-app purchases.

### Is Vault free?

Vault is free to download, with no in-app purchases.

### Which has better reviews, Deem or Vault?

Vault is rated higher. Deem averages 2.6 out of 5 from 5 ratings, while Vault averages 5.0 from 7 ratings.

### Do Deem or Vault have ads?

Neither Deem nor Vault shows ads.

### Which is updated more often, Deem or Vault?

Deem ships an update every 3 weeks, and Vault monthly. Most recently, Deem was updated on October 18, 2026 and Vault on October 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*