# payc vs LoanPrep

The clearest difference is in-app purchases: payc at none against LoanPrep's 2. payc also leads on ads (none vs shown). LoanPrep's advantage is device support (3 vs 1). On price, review sentiment, update cadence and iOS requirement there is nothing between them.

Both are free to download. LoanPrep sells 2 one-off in-app purchases. payc asks for nothing beyond the download.

payc ships an update every 9 days, LoanPrep every 10 days. The most recent releases landed on October 8, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | payc | LoanPrep |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[4.3 (6 ratings)](https://appshunter.io/ios/app/loanprep-eligibility-check/id6755533050/reviews)** |
| Number of ratings | — | **6** |
| Positive reviews | 0.0% of reviews | 0.0% of reviews |
| In-app purchases | **No** | Yes |
| Ads | **No** | Yes |
| Update frequency | **Every 9 days** | Every 10 days |
| Monetization | **Free** | Ad-supported |
| Size | 23 MB | 13 MB |
| Requires iOS | 16.4 | **15** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 4+ | +4 |
| Developer | [Barcats Pty Ltd](https://appshunter.io/developer/1712242173) | [淼 于](https://appshunter.io/developer/1801631763) |

## What reviewers say

### payc

[App page](https://appshunter.io/ios/app/payc/id6469583369)

This platform connects hospitality workers with flexible job opportunities and ensures fast payment for shifts worked. Find casual work in cafes, bars, and hotels that fits your schedule and get paid quickly.

**Highlights:** Find casual hospitality gigs, Flexible work hours, Fast payment processing, Work in various venues, Upfront pay visibility

**Features:** Apple Wallet

**In-app purchases:** none


### LoanPrep

[App page](https://appshunter.io/ios/app/loanprep-eligibility-check/id6755533050)

This app helps U.S. borrowers prepare for loan applications by assessing readiness, organizing documents, and providing educational tips. It offers checklists, progress tracking, and a daily check-in system to build consistent habits. The tool is for informational purposes only and does not provide financial advice.

**Highlights:** 9-step loan readiness assessment, Customizable preparation checklists, Document collection progress tracking, Daily check-in system for habit building, Educational assessment reports, U.S. dollar amount display

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Single Assessment Report | $0.99 | one-time |
| 5-Report Package | $2.99 | one-time |


## Frequently asked questions

### Is payc free?

payc is free to download, with no in-app purchases.

### Is LoanPrep free?

LoanPrep is free to download, with in-app purchases available.

### Do payc or LoanPrep have ads?

LoanPrep shows ads; payc does not.

### Which is updated more often, payc or LoanPrep?

payc ships an update every 9 days, and LoanPrep every 10 days. Most recently, payc was updated on October 8, 2026 and LoanPrep on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*