# Janata Smart Banking vs PayJan

The clearest difference is update cadence: Janata Smart Banking at every 3 weeks against PayJan's every 11 months. PayJan's advantage is iOS requirement (12.0 vs 15.6). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Janata Smart Banking ships an update every 3 weeks, PayJan every 11 months. The most recent releases landed on September 23, 2026 and September 9, 2026 respectively.

## The numbers

| Metric | Janata Smart Banking | PayJan |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 11 months |
| Size | 17 MB | 66 MB |
| Requires iOS | 15.6 | **12.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [MICRO BANKER NEPAL](https://appshunter.io/developer/1349199275) | [THE AKOLA JANATA COMMERCIAL CO OPERATIVE BANK LIMITED](https://appshunter.io/developer/1718719693) |

## What reviewers say

### Janata Smart Banking

[App page](https://appshunter.io/ios/app/janata-smart-banking/id6469585545)

**Features:** macOS Compatibility

**In-app purchases:** none


### PayJan

[App page](https://appshunter.io/ios/app/payjan/id6473259695)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Janata Smart Banking free?

Janata Smart Banking is free to download, with no in-app purchases.

### Is PayJan free?

PayJan is free to download, with no in-app purchases.

### Do Janata Smart Banking or PayJan have ads?

Neither Janata Smart Banking nor PayJan shows ads.

### Which is updated more often, Janata Smart Banking or PayJan?

Janata Smart Banking ships an update every 3 weeks, and PayJan every 11 months. Most recently, Janata Smart Banking was updated on September 23, 2026 and PayJan on September 9, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*