# Alliance Pay vs QARZDAFTAR

The clearest difference is review sentiment: QARZDAFTAR at 100% against Alliance Pay's 9%. QARZDAFTAR also leads on rating (5.0 vs 3.1) and ads (none vs shown). Alliance Pay's advantage is in-app purchases (none vs 4) and ratings volume (28 vs 1). On price, update cadence and device support there is nothing between them.

Both are free to download. QARZDAFTAR sells 4 in-app purchases, starting at $0.99 per month. Alliance Pay asks for nothing beyond the download.

QARZDAFTAR holds the better App Store score, 5.0 against 3.1. That said, the two scores are not equally well evidenced: Alliance Pay has 28 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 9% of Alliance Pay's written reviews are positive against 100% of QARZDAFTAR's.

Alliance Pay ships an update every 2 weeks, QARZDAFTAR every 10 days. The most recent releases landed on October 24, 2026 and October 13, 2026 respectively.

## The numbers

| Metric | Alliance Pay | QARZDAFTAR |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.1 (28 ratings)](https://appshunter.io/ios/app/alliance-pay/id6469618319/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/qarzdaftar/id6754274680/reviews)** |
| Number of ratings | **28** | 1 |
| Positive reviews | 9.1% of reviews | **100.0% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | Yes | **No** |
| Update frequency | Every 2 weeks | **Every 10 days** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 253 MB | 8 MB |
| Requires iOS | **15.6** | 18.0 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 12+ | 4+ |
| Developer | [АКБ "ASIA ALLIANCE BANK"](https://appshunter.io/developer/1257062915) | [Shokhruz Khalikov](https://appshunter.io/developer/1847587761) |

## What reviewers say

### Alliance Pay

[App page](https://appshunter.io/ios/app/alliance-pay/id6469618319)

This banking application allows users to access a wide range of financial services online, anytime. Manage accounts, make payments, transfer funds, and even apply for new cards or deposits through a user-friendly interface. It offers features like contactless payments, bill payments with cashback, and secure fund transfers.

**Highlights:** Online identification, Widget customization, Push notifications, Payment for 600+ services, Cashback on utility payments, Contactless payments (HumoPay), Fund transfers (P2P, SWIFT), Online card and deposit applications

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### QARZDAFTAR

[App page](https://appshunter.io/ios/app/qarzdaftar/id6754274680)

Manage debts, payments, and settlements with contacts and organizations. Record transactions, generate reports, and keep your finances organized. Suitable for personal use and small businesses.

**Highlights:** Track debts and payments, Mutual settlements support, Organization-based accounting, Contact management, Debtor reports and analytics, Export documents to PDF, Data backup and restore

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| QARZDAFTAR Basic Monthly | $0.99 | per month |
| QARZDAFTAR Basic Yearly | $9.99 | per year |
| Organization Slot | $2.99 | one-time |
| Organization Slot | $4.99 | one-time |


## Frequently asked questions

### Is Alliance Pay free?

Alliance Pay is free to download, with no in-app purchases.

### Is QARZDAFTAR free?

QARZDAFTAR is free to download, with in-app purchases available.

### Which has better reviews, Alliance Pay or QARZDAFTAR?

QARZDAFTAR is rated higher. Alliance Pay averages 3.1 out of 5 from 28 ratings, while QARZDAFTAR averages 5.0 from 1 ratings.

### Do Alliance Pay or QARZDAFTAR have ads?

Alliance Pay shows ads; QARZDAFTAR does not.

### Which is updated more often, Alliance Pay or QARZDAFTAR?

Alliance Pay ships an update every 2 weeks, and QARZDAFTAR every 10 days. Most recently, Alliance Pay was updated on October 24, 2026 and QARZDAFTAR on October 13, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*