# MTB Pay vs GTB Pay

The clearest difference is review sentiment: MTB Pay at 100% against GTB Pay's 0%. MTB Pay also leads on rating (4.9 vs 4.5). GTB Pay's advantage is update cadence (every 2 months vs every 5 months). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

MTB Pay holds the better App Store score, 4.9 against 4.5. Both are backed by a comparable volume of ratings — 10 and 6 respectively. Written reviews point the same way: 100% of MTB Pay's written reviews are positive against 0% of GTB Pay's.

MTB Pay ships an update every 5 months, GTB Pay every 2 months. The most recent releases landed on June 24, 2026 and September 9, 2026 respectively.

## The numbers

| Metric | MTB Pay | GTB Pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (10 ratings)](https://appshunter.io/ios/app/mtb-pay/id6470009961/reviews)** | [4.5 (6 ratings)](https://appshunter.io/ios/app/gtb-pay/id6479803787/reviews) |
| Number of ratings | **10** | 6 |
| Positive reviews | **100.0% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 months | **Every 2 months** |
| Monetization | Free | Free |
| Size | 72 MB | 35 MB |
| Requires iOS | **15.0** | 15.1 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [MYANMA TOURISM BANK PUBLIC COMPANY LIMITED](https://appshunter.io/developer/1610470566) | [GLOBAL TREASURE BANK PUBLIC COMPANY LIMITED](https://appshunter.io/developer/1453369860) |

## What reviewers say

### MTB Pay

[App page](https://appshunter.io/ios/app/mtb-pay/id6470009961)

Access financial services directly from your smartphone, 24/7. Perform seamless money transfers, top-ups, bill payments, and merchant transactions without banking hour limitations.

**Highlights:** Seamless Money Transfers, Top Up, Bill Payment, Cash In/ Cash Out, Merchant Payments

**In-app purchases:** none


### GTB Pay

[App page](https://appshunter.io/ios/app/gtb-pay/id6479803787)

Manage your finances on the go with this secure and user-friendly financial app. Easily transfer money, pay bills, and load funds using your MPU card or QR codes. Enjoy 24/7 customer support for a seamless banking experience.

**Highlights:** Wallet-to-wallet transfers, Cash in from MPU card, QR code transactions, Bill payment, Secure and reliable, User-friendly interface

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is MTB Pay free?

MTB Pay is free to download, with no in-app purchases.

### Is GTB Pay free?

GTB Pay is free to download, with no in-app purchases.

### Which has better reviews, MTB Pay or GTB Pay?

MTB Pay is rated higher. MTB Pay averages 4.9 out of 5 from 10 ratings, while GTB Pay averages 4.5 from 6 ratings.

### Do MTB Pay or GTB Pay have ads?

Neither MTB Pay nor GTB Pay shows ads.

### Which is updated more often, MTB Pay or GTB Pay?

MTB Pay ships an update every 5 months, and GTB Pay every 2 months. Most recently, MTB Pay was updated on June 24, 2026 and GTB Pay on September 9, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*