# MTB Pay vs SMEDB Mobile Pay

The clearest difference is ratings volume: MTB Pay at 10 against SMEDB Mobile Pay's 1. SMEDB Mobile Pay's advantage is update cadence (every 2 months vs every 4 months). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.9 for MTB Pay against 5.0 for SMEDB Mobile Pay. That said, the two scores are not equally well evidenced: MTB Pay has 10 ratings behind it against 1, so its average is the more settled of the two.

MTB Pay ships an update every 4 months, SMEDB Mobile Pay every 2 months. The most recent releases landed on October 24, 2026 and October 20, 2026 respectively.

## The numbers

| Metric | MTB Pay | SMEDB Mobile Pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.9 (10 ratings)](https://appshunter.io/ios/app/mtb-pay/id6470009961/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/smedb-mobile-pay/id6502271043/reviews)** |
| Number of ratings | **10** | 1 |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 months | **Every 2 months** |
| Monetization | Free | Free |
| Size | 74 MB | 47 MB |
| Requires iOS | **15.0** | 15.1 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [MYANMA TOURISM BANK PUBLIC COMPANY LIMITED](https://appshunter.io/developer/1610470566) | [SMEDB](https://appshunter.io/developer/1744856210) |

## What reviewers say

### MTB Pay

[App page](https://appshunter.io/ios/app/mtb-pay/id6470009961)

Access financial services directly from your smartphone, 24/7. Perform seamless money transfers, top-ups, bill payments, and merchant transactions without banking hour limitations.

**Highlights:** Seamless Money Transfers, Top Up, Bill Payment, Cash In/ Cash Out, Merchant Payments

**In-app purchases:** none


### SMEDB Mobile Pay

[App page](https://appshunter.io/ios/app/smedb-mobile-pay/id6502271043)

This app offers convenient mobile and internet banking services, aiming to provide swift financial support for small and medium-sized enterprises. It facilitates easy payments in both rural and urban areas.

**Highlights:** Mobile banking, Internet banking, SME financial support, Easy payments, Rural and urban accessibility

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is MTB Pay free?

MTB Pay is free to download, with no in-app purchases.

### Is SMEDB Mobile Pay free?

SMEDB Mobile Pay is free to download, with no in-app purchases.

### Which has better reviews, MTB Pay or SMEDB Mobile Pay?

SMEDB Mobile Pay is rated higher. MTB Pay averages 4.9 out of 5 from 10 ratings, while SMEDB Mobile Pay averages 5.0 from 1 ratings.

### Do MTB Pay or SMEDB Mobile Pay have ads?

Neither MTB Pay nor SMEDB Mobile Pay shows ads.

### Which is updated more often, MTB Pay or SMEDB Mobile Pay?

MTB Pay ships an update every 4 months, and SMEDB Mobile Pay every 2 months. Most recently, MTB Pay was updated on October 24, 2026 and SMEDB Mobile Pay on October 20, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*