# MTB Pay vs Pay2U Pay

The clearest difference is rating: MTB Pay at 4.9 against Pay2U Pay's 4.5. On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

MTB Pay holds the better App Store score, 4.9 against 4.5. Both are backed by a comparable volume of ratings — 10 and 20 respectively.

MTB Pay ships an update every 5 months, Pay2U Pay every 3 months. The most recent releases landed on June 24, 2026 and September 16, 2026 respectively.

## The numbers

| Metric | MTB Pay | Pay2U Pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (10 ratings)](https://appshunter.io/ios/app/mtb-pay/id6470009961/reviews)** | [4.5 (20 ratings)](https://appshunter.io/ios/app/pay2u-pay/id6737432880/reviews) |
| Number of ratings | 10 | **20** |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 months | **Every 3 months** |
| Monetization | Free | Free |
| Size | 72 MB | 36 MB |
| Requires iOS | **15.0** | 15.6 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [MYANMA TOURISM BANK PUBLIC COMPANY LIMITED](https://appshunter.io/developer/1610470566) | [PAY2U COMPANY LIMITED](https://appshunter.io/developer/1776340596) |

## What reviewers say

### MTB Pay

[App page](https://appshunter.io/ios/app/mtb-pay/id6470009961)

Access financial services directly from your smartphone, 24/7. Perform seamless money transfers, top-ups, bill payments, and merchant transactions without banking hour limitations.

**Highlights:** Seamless Money Transfers, Top Up, Bill Payment, Cash In/ Cash Out, Merchant Payments

**In-app purchases:** none


### Pay2U Pay

[App page](https://appshunter.io/ios/app/pay2u-pay/id6737432880)

Manage your finances with this secure and user-friendly mobile application. Easily transfer money between wallets or use QR codes for quick transactions. It prioritizes your financial security with advanced encryption.

**Highlights:** Wallet-to-wallet transfers, QR code payments, Secure transactions, User-friendly interface, Finance and investment tracking

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is MTB Pay free?

MTB Pay is free to download, with no in-app purchases.

### Is Pay2U Pay free?

Pay2U Pay is free to download, with no in-app purchases.

### Which has better reviews, MTB Pay or Pay2U Pay?

MTB Pay is rated higher. MTB Pay averages 4.9 out of 5 from 10 ratings, while Pay2U Pay averages 4.5 from 20 ratings.

### Do MTB Pay or Pay2U Pay have ads?

Neither MTB Pay nor Pay2U Pay shows ads.

### Which is updated more often, MTB Pay or Pay2U Pay?

MTB Pay ships an update every 5 months, and Pay2U Pay every 3 months. Most recently, MTB Pay was updated on June 24, 2026 and Pay2U Pay on September 16, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*