# MTB Pay vs DJO Pay

The clearest difference is ads: MTB Pay at none against DJO Pay's shown. MTB Pay also leads on ratings volume (10 vs 2). DJO Pay's advantage is update cadence (monthly vs every 4 months). On price, rating, review sentiment and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.9 for MTB Pay against 5.0 for DJO Pay. That said, the two scores are not equally well evidenced: MTB Pay has 10 ratings behind it against 2, so its average is the more settled of the two. Written reviews split almost evenly too, at 100% and 100% positive.

MTB Pay ships an update every 4 months, DJO Pay monthly. The most recent releases landed on October 9, 2026 and October 15, 2026 respectively.

## The numbers

| Metric | MTB Pay | DJO Pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.9 (10 ratings)](https://appshunter.io/ios/app/mtb-pay/id6470009961/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/djo-pay/id6766204989/reviews)** |
| Number of ratings | **10** | 2 |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Every 4 months | **Monthly** |
| Monetization | Free | Free |
| Size | 74 MB | 119 MB |
| Requires iOS | **15.0** | 15.5 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [MYANMA TOURISM BANK PUBLIC COMPANY LIMITED](https://appshunter.io/developer/1610470566) | [DJO Myanmar Limited](https://appshunter.io/developer/1896235542) |

## What reviewers say

### MTB Pay

[App page](https://appshunter.io/ios/app/mtb-pay/id6470009961)

Access financial services directly from your smartphone, 24/7. Perform seamless money transfers, top-ups, bill payments, and merchant transactions without banking hour limitations.

**Highlights:** Seamless Money Transfers, Top Up, Bill Payment, Cash In/ Cash Out, Merchant Payments

**In-app purchases:** none


### DJO Pay

[App page](https://appshunter.io/ios/app/djo-pay/id6766204989)

Manage multiple currencies, send and receive money instantly, and make various payments. This digital wallet offers virtual cards, crypto deposits, and AI support for secure transactions.

**Highlights:** Multi-currency wallet (MMK, USDT), Instant peer-to-peer money transfers, Mobile credit and game account top-ups, Virtual prepaid cards for online shopping, USDT crypto deposits via BEP20, KYC verified identity verification, 24/7 AI customer support

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is MTB Pay free?

MTB Pay is free to download, with no in-app purchases.

### Is DJO Pay free?

DJO Pay is free to download, with no in-app purchases.

### Which has better reviews, MTB Pay or DJO Pay?

DJO Pay is rated higher. MTB Pay averages 4.9 out of 5 from 10 ratings, while DJO Pay averages 5.0 from 2 ratings.

### Do MTB Pay or DJO Pay have ads?

DJO Pay shows ads; MTB Pay does not.

### Which is updated more often, MTB Pay or DJO Pay?

MTB Pay ships an update every 4 months, and DJO Pay monthly. Most recently, MTB Pay was updated on October 9, 2026 and DJO Pay on October 15, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*