# Debt Tracker vs Lendnote

The clearest difference is ads: Debt Tracker at none against Lendnote's shown. Lendnote's advantage is update cadence (every 4 days vs every 11 days). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Debt Tracker ships an update every 11 days, Lendnote every 4 days. The most recent releases landed on November 3, 2026 and November 5, 2026 respectively.

## The numbers

| Metric | Debt Tracker | Lendnote |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (1 ratings)](https://appshunter.io/ios/app/lendnote-smart-debt-tracker/id6774566739/reviews)** |
| Number of ratings | — | **1** |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Every 11 days | **Every 4 days** |
| Monetization | — | Ad-supported |
| Size | 42 MB | 55 MB |
| Requires iOS | **15.6** | 16.0 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [JetUp Digital, TOV](https://appshunter.io/developer/1476236715) | [Nam Truong Phuong](https://appshunter.io/developer/6774566741) |

## What reviewers say

### Debt Tracker

[App page](https://appshunter.io/ios/app/debt-tracker-loan-reminder/id6470035317)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Lendnote

[App page](https://appshunter.io/ios/app/lendnote-smart-debt-tracker/id6774566739)

Easily track money lent and borrowed with this intuitive app. It uses AI to parse natural language entries, offers detailed transaction tracking, and provides smart financial insights. Keep all your debt records organized and secure locally on your device.

**Highlights:** AI-powered natural language input, Track lending and borrowing transactions, Smart dashboard with net balance, Statistics and trends analysis, PDF statement generation, Photo proof for transactions, Interest and partial payment tracking, Due-date reminders

**Features:** macOS Compatibility, Vision Pro support, iPhone Duo support

**In-app purchases:** none


## Frequently asked questions

### Is Debt Tracker free?

Debt Tracker is free to download, with no in-app purchases.

### Is Lendnote free?

Lendnote is free to download, with no in-app purchases.

### Do Debt Tracker or Lendnote have ads?

Lendnote shows ads; Debt Tracker does not.

### Which is updated more often, Debt Tracker or Lendnote?

Debt Tracker ships an update every 11 days, and Lendnote every 4 days. Most recently, Debt Tracker was updated on November 3, 2026 and Lendnote on November 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*