# dAKZ vs SHKB Mobile Banking

The clearest difference is review sentiment: dAKZ at 33% against SHKB Mobile Banking's 0%. dAKZ also leads on iOS requirement (15.6 vs 17.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

dAKZ ships an update every 2 months, SHKB Mobile Banking every 3 months. Both last shipped on October 24, 2026.

## The numbers

| Metric | dAKZ | SHKB Mobile Banking |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | **33.3% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 months** | Every 3 months |
| Monetization | Free | Free |
| Size | 32 MB | 115 MB |
| Requires iOS | **15.6** | 17.0 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Generalzolldirektion](https://appshunter.io/developer/1506592741) | [Schaffhauser Kantonalbank](https://appshunter.io/developer/779380941) |

## What reviewers say

### dAKZ

[App page](https://appshunter.io/ios/app/dakz/id6470197113)

Digitally manage VAT refunds for non-commercial travel purchases at the Swiss border. Get your export receipts on your smartphone, scan your card at checkout, and announce your export to customs for a smooth border crossing.

**Highlights:** Digital VAT refund process, Mobile dAKZ card for checkout, Automatic data transfer from retailer, Pre-export announcement to customs, Green exit signal for direct border crossing, Location tracking for export confirmation

**In-app purchases:** none


### SHKB Mobile Banking

[App page](https://appshunter.io/ios/app/shkb-mobile-banking/id6749684419)

Manage your banking needs conveniently from your smartphone. Check balances, pay bills, initiate transfers, and monitor investments. Secure login options include PIN and biometrics.

**Highlights:** Secure login with PIN or biometrics, Check account balances, Scan and pay QR bills, Initiate account and standing orders, Monitor investments, Receive push notifications

**In-app purchases:** none


## Frequently asked questions

### Is dAKZ free?

dAKZ is free to download, with no in-app purchases.

### Is SHKB Mobile Banking free?

SHKB Mobile Banking is free to download, with no in-app purchases.

### Do dAKZ or SHKB Mobile Banking have ads?

Neither dAKZ nor SHKB Mobile Banking shows ads.

### Which is updated more often, dAKZ or SHKB Mobile Banking?

dAKZ ships an update every 2 months, and SHKB Mobile Banking every 3 months. Most recently, dAKZ was updated on October 24, 2026 and SHKB Mobile Banking on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*