# Plan & Multiply vs SplitMate

The clearest difference is in-app purchases: SplitMate at none against Plan & Multiply's 4. Plan & Multiply's advantage is update cadence (every 3 days vs every 3 weeks). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. Plan & Multiply sells 4 in-app purchases, starting at $3.99 per month. SplitMate asks for nothing beyond the download.

Plan & Multiply ships an update every 3 days, SplitMate every 3 weeks. The most recent releases landed on October 1, 2026 and September 26, 2026 respectively.

## The numbers

| Metric | Plan & Multiply | SplitMate |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/plan-and-multiply-budget/id6470202494/reviews)** | — |
| Number of ratings | **1** | — |
| Positive reviews | 68.8% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | **Every 3 days** | Every 3 weeks |
| Monetization | Freemium | — |
| Size | 146 MB | 50 MB |
| Requires iOS | 16.0 | 16.0 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Taliane Tchissambou](https://appshunter.io/developer/1713157002) | [CodeTailor Softech Pvt Ltd](https://appshunter.io/developer/1836853251) |

## What reviewers say

### Plan & Multiply

[App page](https://appshunter.io/ios/app/plan-and-multiply-budget/id6470202494)

Take control of your finances with this intuitive budgeting app. Easily log expenses, track spending, and manage multiple budgets. It offers offline functionality and a focus on building healthy financial habits without judgment.

**Highlights:** Log expenses in 3 seconds, Add expenses with Siri, Allocate available money instantly, Track spending and identify price hikes, Share budgets with a partner, Manage multiple budgets simultaneously, Track recurring bills automatically, Work 100% offline

**Features:** Family Sharing, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Premium | $3.99 | per month |
| For both of you — $8.99/mo | $3.99 | per month |
| Annual Premium — 2 Months Free | $29.99 | per year |
| For both of you — $79.99/yr | $44.99 | per year |


### SplitMate

[App page](https://appshunter.io/ios/app/splitmate-split-bills-easy/id6764536000)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Plan & Multiply free?

Plan & Multiply is free to download, with in-app purchases available.

### Is SplitMate free?

SplitMate is free to download, with no in-app purchases.

### Do Plan & Multiply or SplitMate have ads?

Neither Plan & Multiply nor SplitMate shows ads.

### Which is updated more often, Plan & Multiply or SplitMate?

Plan & Multiply ships an update every 3 days, and SplitMate every 3 weeks. Most recently, Plan & Multiply was updated on October 1, 2026 and SplitMate on September 26, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*