# Plan & Multiply vs Paco

The clearest difference is update cadence: Plan & Multiply at every 4 days against Paco's every 2 weeks. Paco's advantage is iOS requirement (14.0.0 vs 16.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Plan & Multiply sells 4 in-app purchases, starting at $3.99 per month and Paco sells 2 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

Plan & Multiply ships an update every 4 days, Paco every 2 weeks. The most recent releases landed on October 24, 2026 and October 7, 2026 respectively.

## The numbers

| Metric | Plan & Multiply | Paco |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/plan-and-multiply-budget/id6470202494/reviews)** | — |
| Number of ratings | **1** | — |
| Positive reviews | 68.8% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Every 4 days** | Every 2 weeks |
| Monetization | Freemium | — |
| Size | 129 MB | 36 MB |
| Requires iOS | 16.0 | **14.0.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Taliane Tchissambou](https://appshunter.io/developer/1713157002) | [Lillapp](https://appshunter.io/developer/1779376444) |

## What reviewers say

### Plan & Multiply

[App page](https://appshunter.io/ios/app/plan-and-multiply-budget/id6470202494)

Take control of your finances with this intuitive budgeting app. Easily log expenses, track spending, and manage multiple budgets. It offers offline functionality and a focus on building healthy financial habits without judgment.

**Highlights:** Log expenses in 3 seconds, Add expenses with Siri, Allocate available money instantly, Track spending and identify price hikes, Share budgets with a partner, Manage multiple budgets simultaneously, Track recurring bills automatically, Work 100% offline

**Features:** Family Sharing, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Premium | $3.99 | per month |
| For both of you — $8.99/mo | $3.99 | per month |
| Annual Premium — 2 Months Free | $29.99 | per year |
| For both of you — $79.99/yr | $44.99 | per year |


### Paco

[App page](https://appshunter.io/ios/app/paco-app-de-bugdet/id6775169150)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Paco+ mensuel | $2.99 | per month |
| Paco+ à vie | $22.99 | one-time |


## Frequently asked questions

### Is Plan & Multiply free?

Plan & Multiply is free to download, with in-app purchases available.

### Is Paco free?

Paco is free to download, with in-app purchases available.

### Do Plan & Multiply or Paco have ads?

Neither Plan & Multiply nor Paco shows ads.

### Which is updated more often, Plan & Multiply or Paco?

Plan & Multiply ships an update every 4 days, and Paco every 2 weeks. Most recently, Plan & Multiply was updated on October 24, 2026 and Paco on October 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*