# 78 MFB vs BMONI by Bkey

The clearest difference is rating: 78 MFB at 3.8 against BMONI by Bkey's 3.3. 78 MFB also leads on review sentiment (53% vs 43%). On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

78 MFB holds the better App Store score, 3.8 against 3.3. Both are backed by a comparable volume of ratings — 38 and 13 respectively. Written reviews point the same way: 53% of 78 MFB's written reviews are positive against 43% of BMONI by Bkey's.

Both ship on a similar rhythm, roughly every 9 days. The most recent releases landed on October 25, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | 78 MFB | BMONI by Bkey |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.8 (38 ratings)](https://appshunter.io/ios/app/78-mfb/id6470311222/reviews)** | [3.3 (13 ratings)](https://appshunter.io/ios/app/bmoni-by-bkey/id6751323804/reviews) |
| Number of ratings | **38** | 13 |
| Positive reviews | **52.9% of reviews** | 42.9% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 9 days | Every 9 days |
| Monetization | Free | Free |
| Size | 124 MB | 230 MB |
| Requires iOS | 15.6 | **15.5** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 12+ | 4+ |
| Developer | [BLAAIZ INNOVATIONS TECHNOLOGY LTD](https://appshunter.io/developer/1713385154) | [BKey, Inc.](https://appshunter.io/developer/1753935138) |

## What reviewers say

### 78 MFB

[App page](https://appshunter.io/ios/app/78-mfb/id6470311222)

Manage your finances with a global banking app. Open savings and current accounts, make swift money transfers, and pay bills effortlessly. Schedule payments in advance and handle bulk transactions with ease.

**Highlights:** Savings and Current Accounts, Swift Money Transfers, Effortless Bills Payment, Scheduled Payments, Bulk Payments

**Features:** Vision Pro support

**In-app purchases:** none


### BMONI by Bkey

[App page](https://appshunter.io/ios/app/bmoni-by-bkey/id6751323804)

This app offers smart, borderless financial services combining modern technology with bank-like features. It allows users to save, spend, and transfer money globally with multi-currency wallets, USD stablecoin savings, and instant funding options.

**Highlights:** Multi-currency wallets (NGN, USD), USD Stablecoin savings, Instant wallet funding (cash, stablecoins), Global money transfers, Smart currency conversion, Send/request funds between friends

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is 78 MFB free?

78 MFB is free to download, with no in-app purchases.

### Is BMONI by Bkey free?

BMONI by Bkey is free to download, with no in-app purchases.

### Which has better reviews, 78 MFB or BMONI by Bkey?

78 MFB is rated higher. 78 MFB averages 3.8 out of 5 from 38 ratings, while BMONI by Bkey averages 3.3 from 13 ratings.

### Do 78 MFB or BMONI by Bkey have ads?

Neither 78 MFB nor BMONI by Bkey shows ads.

### Which is updated more often, 78 MFB or BMONI by Bkey?

78 MFB ships an update every 9 days, and BMONI by Bkey every 9 days. Most recently, 78 MFB was updated on October 25, 2026 and BMONI by Bkey on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*