# TeamPay vs EFES Insurance

The clearest difference is rating: TeamPay at 4.3 against EFES Insurance's 4.0. TeamPay also leads on update cadence (every 10 days vs every 3 weeks). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

TeamPay holds the better App Store score, 4.3 against 4.0. Both are backed by a comparable volume of ratings — 6 and 4 respectively.

TeamPay ships an update every 10 days, EFES Insurance every 3 weeks. The most recent releases landed on October 25, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | TeamPay | EFES Insurance |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.3 (6 ratings)](https://appshunter.io/ios/app/teampay/id6470545609/reviews)** | [4.0 (4 ratings)](https://appshunter.io/ios/app/efes-insurance/id6480232254/reviews) |
| Number of ratings | **6** | 4 |
| Positive reviews | 0.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 10 days** | Every 3 weeks |
| Monetization | Free | Free |
| Size | 141 MB | 179 MB |
| Requires iOS | 16 | 16.0 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 17+ |
| Developer | [TELECOM ARMENIA, OJSC](https://appshunter.io/developer/886204058) | [EFES ICJSC](https://appshunter.io/developer/1738531380) |

## What reviewers say

### TeamPay

[App page](https://appshunter.io/ios/app/teampay/id6470545609)

Manage your money with a secure and convenient digital wallet. This app offers fast transactions, detailed payment history, and automated recurring payments. Enjoy exclusive benefits and rewards while keeping your finances safe with advanced security features.

**Highlights:** Seamless digital payments, Smart payment history tracking, Ironclad security with biometrics, Flexible group payments with autopay, One-tap automated recurring payments, Exclusive benefits and rewards

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### EFES Insurance

[App page](https://appshunter.io/ios/app/efes-insurance/id6480232254)

Manage your insurance policies, submit claims, and access important documents conveniently from your mobile device. Receive real-time updates and easily contact customer support for all your insurance needs.

**Highlights:** Policy management, Claims submission and tracking, Document access, Real-time notifications, Customer support contact

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is TeamPay free?

TeamPay is free to download, with no in-app purchases.

### Is EFES Insurance free?

EFES Insurance is free to download, with no in-app purchases.

### Which has better reviews, TeamPay or EFES Insurance?

TeamPay is rated higher. TeamPay averages 4.3 out of 5 from 6 ratings, while EFES Insurance averages 4.0 from 4 ratings.

### Do TeamPay or EFES Insurance have ads?

Neither TeamPay nor EFES Insurance shows ads.

### Which is updated more often, TeamPay or EFES Insurance?

TeamPay ships an update every 10 days, and EFES Insurance every 3 weeks. Most recently, TeamPay was updated on October 25, 2026 and EFES Insurance on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*