# Vault vs Spending Tracker

The clearest difference is rating: Spending Tracker at 5.0 against Vault's 4.5. Vault's advantage is device support (4 vs 2). On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. Vault sells 2 in-app purchases, starting at $7.99 per year and Spending Tracker sells 3 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

Spending Tracker holds the better App Store score, 5.0 against 4.5. Both are backed by a comparable volume of ratings — 2 and 3 respectively.

Vault ships an update monthly, Spending Tracker every 3 weeks. The most recent releases landed on August 28, 2026 and June 1, 2026 respectively.

## The numbers

| Metric | Vault | Spending Tracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.5 (2 ratings)](https://appshunter.io/ios/app/vault-subscription-tracker/id6470649903/reviews) | **[5.0 (3 ratings)](https://appshunter.io/ios/app/spending-tracker-budgeting/id6739849182/reviews)** |
| Number of ratings | 2 | **3** |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Monthly | **Every 3 weeks** |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 49 MB | 16 MB |
| Requires iOS | 17.0 | 17.0 |
| Devices | **iPhone, iPad, Mac, Apple Watch** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Viktor Grushevskiy](https://appshunter.io/developer/599506768) | [Martin Mitrevski](https://appshunter.io/developer/916550307) |

## What reviewers say

### Vault

[App page](https://appshunter.io/ios/app/vault-subscription-tracker/id6470649903)

Effortlessly track all your recurring expenses, from streaming services to gym memberships. Get timely alerts for trial expirations and price changes to avoid unwanted charges. Visualize your spending with detailed analytics and custom widgets.

**Highlights:** Subscription tracking dashboard, Trial expiration alerts, Automatic subscription import via screenshot, Financial analytics and projections, Customizable widgets for home/lock screen, Apple Watch app, Multi-currency support

**Features:** Apple Watch app, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Yearly | $7.99 | per year |
| Premium Forever | $14.99 | one-time |


### Spending Tracker

[App page](https://appshunter.io/ios/app/spending-tracker-budgeting/id6739849182)

Effortlessly manage your money by tracking expenses, income, and budgets. Gain insights into spending habits with detailed reports and customizable categories. Automate recurring transactions for seamless financial organization.

**Highlights:** Intuitive financial dashboard, Expense and income logging, Monthly budget management, Recurring transaction automation, Customizable spending reports, Personalized category management

**Features:** macOS Compatibility

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Subscription | $1.99 | per month |
| 6 Months Access | $9.99 | per 6 months |
| Yearly Access | $14.99 | per year |


## Frequently asked questions

### Is Vault free?

Vault is free to download, with in-app purchases available.

### Is Spending Tracker free?

Spending Tracker is free to download, with in-app purchases available.

### Which has better reviews, Vault or Spending Tracker?

Spending Tracker is rated higher. Vault averages 4.5 out of 5 from 2 ratings, while Spending Tracker averages 5.0 from 3 ratings.

### Do Vault or Spending Tracker have ads?

Neither Vault nor Spending Tracker shows ads.

### Which is updated more often, Vault or Spending Tracker?

Vault ships an update monthly, and Spending Tracker every 3 weeks. Most recently, Vault was updated on August 28, 2026 and Spending Tracker on June 1, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*