# MoneyFlow vs Spending Tracker

The clearest difference is update cadence: MoneyFlow at every 10 days against Spending Tracker's every 5 months. MoneyFlow also leads on iOS requirement (13.0 vs 17.6). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. MoneyFlow sells 3 in-app purchases, starting at $1.99 per 7 days and Spending Tracker sells 4 in-app purchases, starting at $1.99 per 7 days. Whichever you choose, the download price is not the number that matters.

MoneyFlow ships an update every 10 days, Spending Tracker every 5 months. The most recent releases landed on October 30, 2026 and November 4, 2026 respectively.

## The numbers

| Metric | MoneyFlow | Spending Tracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (3 ratings)](https://appshunter.io/ios/app/spending-tracker-spendly/id6743055887/reviews)** |
| Number of ratings | — | **3** |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Every 10 days** | Every 5 months |
| Monetization | — | Free with in-app purchases |
| Size | 39 MB | 17 MB |
| Requires iOS | **13.0** | 17.6 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | +4 |
| Developer | [Jason Pan](https://appshunter.io/developer/403012935) | [Armenak Mkhitarian](https://appshunter.io/developer/1605492707) |

## What reviewers say

### MoneyFlow

[App page](https://appshunter.io/ios/app/moneyflow-expense-tracker/id6470766304)

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| MoneyFlow Plus | $1.99 | per 7 days |
| MoneyFlow Plus | $2.99 | per month |
| MoneyFlow Plus | $19.99 | per year |


### Spending Tracker

[App page](https://appshunter.io/ios/app/spending-tracker-spendly/id6743055887)

Manage your money effectively by tracking income and expenses, setting financial goals, and participating in engaging challenges. Analyze spending habits with visual reports and stay updated on currency exchange rates. Export your data for further analysis.

**Highlights:** Expense & Income Tracking, Advanced Analytics, Financial Goals, Financial Challenges, Currency Exchange Rates, Data Export

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Weekly | $1.99 | per 7 days |
| Monthly | $5.99 | per month |
| Yearly | $19.99 | per year |
| Lifetime Purchase | $39.99 | one-time |


## Frequently asked questions

### Is MoneyFlow free?

MoneyFlow is free to download, with in-app purchases available.

### Is Spending Tracker free?

Spending Tracker is free to download, with in-app purchases available.

### Do MoneyFlow or Spending Tracker have ads?

Neither MoneyFlow nor Spending Tracker shows ads.

### Which is updated more often, MoneyFlow or Spending Tracker?

MoneyFlow ships an update every 10 days, and Spending Tracker every 5 months. Most recently, MoneyFlow was updated on October 30, 2026 and Spending Tracker on November 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*