# Upakar Saving iSmart vs Hamro Pay

The clearest difference is device support: Hamro Pay at 3 against Upakar Saving iSmart's —. Upakar Saving iSmart's advantage is iOS requirement (12.1 vs 14.0). On price and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

## The numbers

| Metric | Upakar Saving iSmart | Hamro Pay |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | No | No |
| Ads | — | No |
| Update frequency | — | Every 2 months |
| Size | 75 MB | 88 MB |
| Requires iOS | **12.1** | 14.0 |
| Devices | — | **iPhone, iPad, iPod** |
| Age rating | 17+ | 4+ |
| Developer | [Devanasoft Pvt Ltd](https://appshunter.io/developer/1694777395) | [Hamro Patro](https://appshunter.io/developer/953015623) |

## What reviewers say

### Upakar Saving iSmart

[App page](https://appshunter.io/ios/app/upakar-saving-ismart/id6470826411)

**In-app purchases:** none


### Hamro Pay

[App page](https://appshunter.io/ios/app/hamro-pay/id6740609462)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Upakar Saving iSmart free?

Upakar Saving iSmart is free to download, with no in-app purchases.

### Is Hamro Pay free?

Hamro Pay is free to download, with no in-app purchases.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*