# Finplify vs Rafin

The clearest difference is in-app purchases: Finplify at none against Rafin's 4. Finplify also leads on iOS requirement (13.0 vs 15.1). Rafin's advantage is update cadence (every 5 days vs monthly). On price, ads and device support there is nothing between them.

Both are free to download. Rafin sells 4 in-app purchases, starting at $5.99 per month. Finplify asks for nothing beyond the download.

Finplify ships an update monthly, Rafin every 5 days. The most recent releases landed on September 9, 2026 and July 9, 2026 respectively.

## The numbers

| Metric | Finplify | Rafin |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Monthly | **Every 5 days** |
| Monetization | — | Freemium |
| Size | 78 MB | 49 MB |
| Requires iOS | **13.0** | 15.1 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 17+ | 4+ |
| Developer | [Finplify Technologies Private Limited](https://appshunter.io/developer/1714501119) | [Ranjan Goyal](https://appshunter.io/developer/1530223436) |

## What reviewers say

### Finplify

[App page](https://appshunter.io/ios/app/finplify/id6470944616)

**Features:** macOS Compatibility

**In-app purchases:** none


### Rafin

[App page](https://appshunter.io/ios/app/rafin/id6757646492)

Manage your personal finances and split expenses seamlessly. Track budgets, set savings goals, and gain AI-driven insights. Effortlessly divide costs with friends for trips, rent, or events using various splitting methods.

**Highlights:** Budget tracking by category, Savings goal setting and progress tracking, Real-time expense tracking, AI-powered insights and recommendations, Group expense splitting with multiple methods, Multi-currency support for over 150 currencies, AI receipt scanning (Pro)

**Features:** macOS Compatibility

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Rafin Pro Monthly | $5.99 | per month |
| Rafin Ultimate Monthly | $12.99 | per month |
| Rafin Pro Yearly | $49.99 | per year |
| Rafin Ultimate Yearly | $119.99 | per year |


## Frequently asked questions

### Is Finplify free?

Finplify is free to download, with no in-app purchases.

### Is Rafin free?

Rafin is free to download, with in-app purchases available.

### Do Finplify or Rafin have ads?

Neither Finplify nor Rafin shows ads.

### Which is updated more often, Finplify or Rafin?

Finplify ships an update monthly, and Rafin every 5 days. Most recently, Finplify was updated on September 9, 2026 and Rafin on July 9, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*