# Préstamos CLOUD vs Kipo

The clearest difference is update cadence: Kipo at every 6 days against Préstamos CLOUD's every 2 weeks. Préstamos CLOUD's advantage is device support (3 vs 1) and iOS requirement (13.0 vs 18.2). On price, ads and in-app purchases there is nothing between them.

Both are free to download. Préstamos CLOUD sells 10 in-app purchases, starting at $14.99 per month and Kipo sells 10 in-app purchases, starting at $7.99 per month. Whichever you choose, the download price is not the number that matters.

Préstamos CLOUD ships an update every 2 weeks, Kipo every 6 days. The most recent releases landed on October 10, 2026 and October 13, 2026 respectively.

## The numbers

| Metric | Préstamos CLOUD | Kipo |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.4 (21 ratings)](https://appshunter.io/ios/app/prestamos-cloud/id6471036762/reviews)** | — |
| Number of ratings | **21** | — |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 2 weeks | **Every 6 days** |
| Monetization | Freemium | — |
| Size | 47 MB | 75 MB |
| Requires iOS | **13.0** | 18.2 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 12+ |
| Developer | [CLOUD SERVICES INTERNATIONAL LLC](https://appshunter.io/developer/1690621750) | [Bruno B e Oliveira](https://appshunter.io/developer/841263420) |

## What reviewers say

### Préstamos CLOUD

[App page](https://appshunter.io/ios/app/prestamos-cloud/id6471036762)

Manage loans, clients, products, sales, expenses, and interest with automated default calculations. Offers daily data backups and user access control. Ideal for credit companies and micro-lenders.

**Highlights:** Loan management (daily, weekly, monthly), Customer and product management, Sales and expense tracking, Interest and default calculation, User access control, Legal contract creation, Daily data backups

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (10)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Plan eco | $14.99 | per month |
| PLAN EMPRENDEDOR | $19.99 | per month |
| PLAN BRONCE | $29.99 | per month |
| PLAN PLATA | $49.99 | per month |
| PLAN ORO | $89.99 | per month |
| Plan eco anual | $161.99 | per year |
| PLAN EMPRENDEDOR ANUAL | $214.99 | per year |
| PLAN BRONCE ANUAL | $324.99 | per year |
| PLAN PLATA ANUAL | $539.00 | per year |
| PLAN GOLD ANUAL | $969.99 | per year |


### Kipo

[App page](https://appshunter.io/ios/app/kipo-split-finances-wisely/id6793070789)

**In-app purchases (10)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Kipo Plus Solo Monthly | $7.99 | per month |
| Kipo Plus Pod +1 Annual | $129.99 | per year |
| Kipo Plus Pod +2 Annual | $189.99 | per year |
| Kipo Plus Pod +3 Annual | $224.99 | per year |
| Kipo Plus Pod +4 Annual | $269.99 | per year |
| 200 Kipo Credits | $1.99 | one-time |
| 600 Kipo Credits | $3.99 | one-time |
| 1200 Kipo Credits | $7.99 | one-time |
| 2400 Kipo Credits | $15.99 | one-time |
| 5000 Kipo Credits | $31.99 | one-time |


## Frequently asked questions

### Is Préstamos CLOUD free?

Préstamos CLOUD is free to download, with in-app purchases available.

### Is Kipo free?

Kipo is free to download, with in-app purchases available.

### Do Préstamos CLOUD or Kipo have ads?

Neither Préstamos CLOUD nor Kipo shows ads.

### Which is updated more often, Préstamos CLOUD or Kipo?

Préstamos CLOUD ships an update every 2 weeks, and Kipo every 6 days. Most recently, Préstamos CLOUD was updated on October 10, 2026 and Kipo on October 13, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*