# Cush记账 vs MONO

The clearest difference is update cadence: MONO at daily against Cush记账's every 2 weeks. Cush记账's advantage is rating (4.8 vs 4.6) and review sentiment (83% vs 68%). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Cush记账 sells 4 in-app purchases, starting at $0.99 per month and MONO sells 3 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

Cush记账 holds the better App Store score, 4.8 against 4.6. Both are backed by a comparable volume of ratings — 13 and 14 respectively. Written reviews point the same way: 83% of Cush记账's written reviews are positive against 68% of MONO's.

Cush记账 ships an update every 2 weeks, MONO daily. The most recent releases landed on October 24, 2026 and October 28, 2026 respectively.

## The numbers

| Metric | Cush记账 | MONO |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (13 ratings)](https://appshunter.io/ios/app/cush-aiapp/id6471078540/reviews)** | [4.6 (14 ratings)](https://appshunter.io/ios/app/mono-ai-expense-tracker/id6670716062/reviews) |
| Number of ratings | 13 | **14** |
| Positive reviews | **83.3% of reviews** | 68.3% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 2 weeks | **Daily** |
| Monetization | Free with in-app purchases | Freemium |
| Size | 92 MB | 477 MB |
| Requires iOS | **17.0** | 18.0 |
| Devices | iPhone, Apple Watch | **iPhone, iPad, Apple Watch** |
| Age rating | 4+ | 4+ |
| Developer | [Hangzhou Small Fire Network Technology Co., Ltd.](https://appshunter.io/developer/1106805320) | [Chengdu Weisen Quwan Technology Co., Ltd](https://appshunter.io/developer/1755528939) |

## What reviewers say

### Cush记账

[App page](https://appshunter.io/ios/app/cush-aiapp/id6471078540)

Effortlessly manage your finances with intelligent AI analysis and automatic accounting. Track expenses, set budgets, and gain insights into your spending habits with visual charts and proactive reminders. Develop better financial habits with a simple, intuitive interface.

**Highlights:** AI financial analysis, Automatic accounting, Quick bookkeeping, Bill tagging, Proactive budget reminders, Bill import/export, Numerous widgets

**Features:** macOS Compatibility, Apple Watch app, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Subscribe Monthly | $0.99 | per month |
| Subscribe Annually | $9.99 | per year |
| AI Star | $2.99 | one-time |
| Subscribe Permanent | $19.99 | one-time |


### MONO

[App page](https://appshunter.io/ios/app/mono-ai-expense-tracker/id6670716062)

Effortlessly track expenses using AI. Log transactions via text, screenshots, or photos, and get automatic categorization and smart reports. Manage subscriptions and multiple currencies with secure iCloud sync.

**Highlights:** AI-powered expense logging, Screenshot and photo recognition, Automatic categorization, Smart financial reports, Subscription management, Multi-currency support, iCloud sync

**Features:** Apple Watch app

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium – Monthly Subscription | $2.99 | per month |
| Premium – Yearly Subscription | $9.99 | per year |
| Lifetime | $12.99 | one-time |


## Frequently asked questions

### Is Cush记账 free?

Cush记账 is free to download, with in-app purchases available.

### Is MONO free?

MONO is free to download, with in-app purchases available.

### Which has better reviews, Cush记账 or MONO?

Cush记账 is rated higher. Cush记账 averages 4.8 out of 5 from 13 ratings, while MONO averages 4.6 from 14 ratings.

### Do Cush记账 or MONO have ads?

Neither Cush记账 nor MONO shows ads.

### Which is updated more often, Cush记账 or MONO?

Cush记账 ships an update every 2 weeks, and MONO daily. Most recently, Cush记账 was updated on October 24, 2026 and MONO on October 28, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*