# Cush记账 vs 旺财

The clearest difference is review sentiment: Cush记账 at 83% against 旺财's 0%. Cush记账 also leads on price (Free vs $0.99). 旺财's advantage is in-app purchases (none vs 4). On update cadence, ads, device support and iOS requirement there is nothing between them.

Cush记账 is free to download; 旺财 costs $0.99 up front. Cush记账 sells 4 in-app purchases, starting at $0.99 per month. 旺财 asks for nothing beyond the download.

Cush记账 ships an update fortnightly, 旺财 every 4 weeks. The most recent releases landed on September 23, 2026 and September 10, 2026 respectively.

## The numbers

| Metric | Cush记账 | 旺财 |
| --- | --- | --- |
| Price | **Free** | $0.99 |
| Rating | **[4.8 (13 ratings)](https://appshunter.io/ios/app/cush-aiapp/id6471078540/reviews)** | — |
| Number of ratings | **13** | — |
| Positive reviews | **83.3% of reviews** | 0.0% of reviews |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 4 weeks |
| Monetization | **Free with in-app purchases** | Paid |
| Size | 93 MB | 7 MB |
| Requires iOS | **17.0** | 18.0 |
| Devices | iPhone, Apple Watch | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Hangzhou Small Fire Network Technology Co., Ltd.](https://appshunter.io/developer/1106805320) | [铭高 袁](https://appshunter.io/developer/1839832219) |

## What reviewers say

### Cush记账

[App page](https://appshunter.io/ios/app/cush-aiapp/id6471078540)

Effortlessly manage your finances with intelligent AI analysis and automatic accounting. Track expenses, set budgets, and gain insights into your spending habits with visual charts and proactive reminders. Develop better financial habits with a simple, intuitive interface.

**Highlights:** AI financial analysis, Automatic accounting, Quick bookkeeping, Bill tagging, Proactive budget reminders, Bill import/export, Numerous widgets

**Features:** macOS Compatibility, Apple Watch app, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Subscribe Monthly | $0.99 | per month |
| Subscribe Annually | $9.99 | per year |
| AI Star | $2.99 | one-time |
| Subscribe Permanent | $19.99 | one-time |


### 旺财

[App page](https://appshunter.io/ios/app/guarddog/id6783556497)

This AI-powered app helps you manage your debts and assets by automatically extracting loan details from images. It provides clear repayment plans, tracks cash flow, and offers insights into your financial health. All data is stored locally for maximum privacy.

**Highlights:** AI image recognition for debt extraction, Automated repayment plan generation, Cash flow tracking, Financial health assessment, Local data storage for privacy, Credit report import and analysis

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Cush记账 free?

Cush记账 is free to download, with in-app purchases available.

### Is 旺财 free?

旺财 costs $0.99, with no in-app purchases.

### Do Cush记账 or 旺财 have ads?

Neither Cush记账 nor 旺财 shows ads.

### Which is updated more often, Cush记账 or 旺财?

Cush记账 ships an update fortnightly, and 旺财 every 4 weeks. Most recently, Cush记账 was updated on September 23, 2026 and 旺财 on September 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*