# Sword Pay vs Phlixy

The clearest difference is rating: Phlixy at 5.0 against Sword Pay's 3.0. Phlixy also leads on ads (none vs shown) and update cadence (weekly vs every 5 weeks). Sword Pay's advantage is in-app purchases (none vs 2) and iOS requirement (14.0 vs 26.0). On price, ratings volume and device support there is nothing between them.

Both are free to download. Phlixy sells 2 in-app purchases, starting at $14.99 per month. Sword Pay asks for nothing beyond the download.

Phlixy holds the better App Store score, 5.0 against 3.0. Both are backed by a comparable volume of ratings — 2 and 3 respectively.

Sword Pay ships an update every 5 weeks, Phlixy weekly. The most recent releases landed on October 13, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Sword Pay | Phlixy |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.0 (2 ratings)](https://appshunter.io/ios/app/sword-pay/id6471235248/reviews) | **[5.0 (3 ratings)](https://appshunter.io/ios/app/phlixy-sell-creator-content/id6584513872/reviews)** |
| Number of ratings | 2 | **3** |
| Positive reviews | 83.3% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | Yes | **No** |
| Update frequency | Every 5 weeks | **Weekly** |
| Monetization | Ad-supported | **Free** |
| Size | 171 MB | 88 MB |
| Requires iOS | **14.0** | 26.0 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 17+ |
| Developer | [Excalibur Ascension ltd](https://appshunter.io/developer/1669498404) | [Nemexis](https://appshunter.io/developer/1759789943) |

## What reviewers say

### Sword Pay

[App page](https://appshunter.io/ios/app/sword-pay/id6471235248)

This app offers secure international payments and encrypted communication. Send and receive money or crypto, chat with contacts, and share encrypted files globally without monthly banking fees.

**Highlights:** International money transfers, Crypto buying, selling, and trading, Encrypted chat and file sharing, Split payments among contacts, Two-factor authentication, No monthly banking fees

**Features:** Siri integration, Apple Wallet

**In-app purchases:** none


### Phlixy

[App page](https://appshunter.io/ios/app/phlixy-sell-creator-content/id6584513872)

This app allows creators and freelancers to securely share their content after payment is received. Buyers can preview content with protection against screenshots and screen recording before purchase, ensuring creators get paid before delivering final files.

**Highlights:** Secure content locking, Payment-triggered content unlock, Screenshot and screen recording protection, Customizable pricing and access, Direct payment links, Encrypted file access

**Features:** Apple Wallet, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Creator Monthly | $14.99 | per month |
| Creator Annual | $149.00 | per year |


## Frequently asked questions

### Is Sword Pay free?

Sword Pay is free to download, with no in-app purchases.

### Is Phlixy free?

Phlixy is free to download, with in-app purchases available.

### Which has better reviews, Sword Pay or Phlixy?

Phlixy is rated higher. Sword Pay averages 3.0 out of 5 from 2 ratings, while Phlixy averages 5.0 from 3 ratings.

### Do Sword Pay or Phlixy have ads?

Sword Pay shows ads; Phlixy does not.

### Which is updated more often, Sword Pay or Phlixy?

Sword Pay ships an update every 5 weeks, and Phlixy weekly. Most recently, Sword Pay was updated on October 13, 2026 and Phlixy on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*