# Sword Pay vs Wepeoplechat

The clearest difference is ads: Wepeoplechat at none against Sword Pay's shown. Wepeoplechat also leads on update cadence (weekly vs every 5 weeks). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Sword Pay ships an update every 5 weeks, Wepeoplechat weekly. The most recent releases landed on November 3, 2026 and November 4, 2026 respectively.

## The numbers

| Metric | Sword Pay | Wepeoplechat |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.0 (2 ratings)](https://appshunter.io/ios/app/sword-pay/id6471235248/reviews)** | — |
| Number of ratings | **2** | — |
| Positive reviews | 83.3% of reviews | — |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Every 5 weeks | **Weekly** |
| Monetization | Ad-supported | — |
| Size | 171 MB | 41 MB |
| Requires iOS | 14.0 | **13.4** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [Excalibur Ascension ltd](https://appshunter.io/developer/1669498404) | [George Smalls](https://appshunter.io/developer/1788645562) |

## What reviewers say

### Sword Pay

[App page](https://appshunter.io/ios/app/sword-pay/id6471235248)

This app offers secure international payments and encrypted communication. Send and receive money or crypto, chat with contacts, and share encrypted files globally without monthly banking fees.

**Highlights:** International money transfers, Crypto buying, selling, and trading, Encrypted chat and file sharing, Split payments among contacts, Two-factor authentication, No monthly banking fees

**Features:** Siri integration, Apple Wallet

**In-app purchases:** none


### Wepeoplechat

[App page](https://appshunter.io/ios/app/wepeoplechat/id6740160551)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Sword Pay free?

Sword Pay is free to download, with no in-app purchases.

### Is Wepeoplechat free?

Wepeoplechat is free to download, with no in-app purchases.

### Do Sword Pay or Wepeoplechat have ads?

Sword Pay shows ads; Wepeoplechat does not.

### Which is updated more often, Sword Pay or Wepeoplechat?

Sword Pay ships an update every 5 weeks, and Wepeoplechat weekly. Most recently, Sword Pay was updated on November 3, 2026 and Wepeoplechat on November 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*