# 利率通 vs 房贷计算器

The clearest difference is in-app purchases: 利率通 at none against 房贷计算器's 3. 利率通 also leads on ads (none vs shown) and update cadence (fortnightly vs every 20 months). On price, device support and iOS requirement there is nothing between them.

Both are free to download. 房贷计算器 sells 3 in-app purchases, starting at $3.99 per 7 days. 利率通 asks for nothing beyond the download.

利率通 ships an update fortnightly, 房贷计算器 every 20 months. The most recent releases landed on October 7, 2026 and October 27, 2026 respectively.

## The numbers

| Metric | 利率通 | 房贷计算器 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/id6471359018/reviews)** | — |
| Number of ratings | **1** | — |
| Positive reviews | — | 10.0% of reviews |
| In-app purchases | **No** | Yes |
| Ads | **No** | Yes |
| Update frequency | **Fortnightly** | Every 20 months |
| Monetization | **Free** | Free with in-app purchases |
| Size | 33 MB | 29 MB |
| Requires iOS | **12.0** | 13.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 9+ |
| Developer | [Shanghai Baier Information Technology Co., Ltd](https://appshunter.io/developer/1649095624) | [Stare](https://appshunter.io/developer/1896641356) |

## What reviewers say

### 利率通

[App page](https://appshunter.io/ios/app/id6471359018)

Calculate the true interest rates for various loan types, including mortgages, car loans, credit card installments, and personal loans. It also helps calculate deposit interest rates, providing detailed repayment plans and historical data for each loan.

**Highlights:** Mortgage interest rate calculation, Credit card installment rate calculation, Car loan installment rate calculation, Personal and consumer loan rate calculation, Deposit interest rate calculation, Detailed repayment history and plans

**Features:** macOS Compatibility

**In-app purchases:** none


### 房贷计算器

[App page](https://appshunter.io/ios/app/lpr/id6474170074)

This professional and efficient tool helps with home loan calculations, supporting various loan types and repayment methods. It provides clear monthly repayment figures and includes calculators for housing prices, interest rates, and compound interest.

**Highlights:** Commercial, provident fund, and combined loan calculations, Equal principal and interest repayment, Equal principal repayment, Loan information generation, Monthly repayment amount display, Housing price, interest rate, and compound interest calculators

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 周会员 | $3.99 | per 7 days |
| 月会员 | $4.99 | per month |
| 年会员 | $14.99 | per year |


## Frequently asked questions

### Is 利率通 free?

利率通 is free to download, with no in-app purchases.

### Is 房贷计算器 free?

房贷计算器 is free to download, with in-app purchases available.

### Do 利率通 or 房贷计算器 have ads?

房贷计算器 shows ads; 利率通 does not.

### Which is updated more often, 利率通 or 房贷计算器?

利率通 ships an update fortnightly, and 房贷计算器 every 20 months. Most recently, 利率通 was updated on October 7, 2026 and 房贷计算器 on October 27, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*